Insurance Market
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QBE Travel Insurance

QBE Travel Insurance Plans

QBE Singapore is a subsidiary of QBE Insurance Group Limited from Australia. QBE Insurance Group Limited is Australia's largest global insurer with over 16000 employees in 52 countries and is ranked in the top 25 of the world's general insurers. QBE is listed at the ASX stock exchange in Sydney. The Singapore branch was established ias early as1891. In 2000 QBE acquired ING’s general insurance business in Singapore and four years later Zurich’s general insurance business in Singapore. Focus in the personal insurance space is on Domestic Property, Personal Accident and Travel. For distribution they use brokers, agents and an online portal.

Travel Prestige Super Plus Individual Plan

A moderately comprehensive policy for spontaneous travellers. It also covers claims in the event of a strike at your hotel. Same coverage as the standard QBE policy, but with higher insured sums. However, note that the QBE policies cover no more than 90 days for both Single Trip and Annual Multi-Trip Policies.

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$125,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$500,000
Elderly
S$250,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$125,000
Child
Chinese Physician
S$500
Additional Accommodation
Shares aggregate limit with Overseas Medical Expenses
Additional Travelling Expenses
Shares aggregate limit with Overseas Medical Expenses
Pregnancy Related Expenses
S$8,000
Overseas Hospital Allowance
S$50,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$25,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$25,000
Compassionate Visit (Accommodation & Return Trip)
S$25,000
Child Care (Accommodation & Return Trip)
S$25,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$6,000
Portable Devices
S$1,500
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
S$5,000
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$25,000
Replacement Traveller
Collapse of Travel Agency
S$5,000
Travel Delay
S$1,000
Flight Diversion
S$200
Trip Curtailment
S$25,000
Overbooked Flight
S$200
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$250
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
S$5,000
Pet Care
Terrorism
S$250,000
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

Travel Prestige Standard Plus Individual Plan

A moderately comprehensive policy for spontaneous travellers. It also covers claims in the event of a strike at your hotel. However, note that this policy covers not more than 90 days for both single trip and Annual Multi-Trip Policies.

Benefit List

Personal Accident - General Coverage
Adult
S$125,000
Elderly
S$75,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$250,000
Elderly
S$150,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$75,000
Child
Chinese Physician
S$250
Additional Accommodation
Shares aggregate limit with Overseas Medical Expenses
Additional Travelling Expenses
Shares aggregate limit with Overseas Medical Expenses
Pregnancy Related Expenses
S$4,000
Overseas Hospital Allowance
S$25,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$12,500
Elderly
S$250
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$12,500
Compassionate Visit (Accommodation & Return Trip)
S$12,500
Child Care (Accommodation & Return Trip)
S$12,500
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$4,000
Portable Devices
S$750
Essential Items
Baggage Delay
S$500
Money & Travel Documents
S$2,500
Credit Cards
S$2,500
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$12,500
Replacement Traveller
Collapse of Travel Agency
S$3,000
Travel Delay
S$500
Flight Diversion
S$100
Trip Curtailment
S$12,500
Overbooked Flight
S$100
Flight Misconnection
S$100
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$2,500
Kidnap & Hostage
Home Care Benefit
S$2,500
Pet Care
Terrorism
S$125,000
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

Travel Prestige Super Plus Family Plan

A moderately comprehensive policy for spontaneous travellers. It also covers claims in the event of a strike at your hotel. Same coverage as the standard QBE policy, but with higher insured sums. However, note that the QBE policies cover no more than 90 days for both Single Trip and Annual Multi-Trip Policies.

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$125,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$500,000
Elderly
S$250,000
Child
S$100,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$125,000
Child
S$50,000
Chinese Physician
S$500
Additional Accommodation
Shares aggregate limit with Overseas Medical Expenses
Additional Travelling Expenses
Shares aggregate limit with Overseas Medical Expenses
Pregnancy Related Expenses
S$8,000
Overseas Hospital Allowance
S$100,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$50,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$50,000
Compassionate Visit (Accommodation & Return Trip)
S$50,000
Child Care (Accommodation & Return Trip)
S$50,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$8,000
Portable Devices
S$1,500
Essential Items
Baggage Delay
S$2,000
Money & Travel Documents
S$10,000
Credit Cards
S$10,000
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$50,000
Replacement Traveller
Collapse of Travel Agency
S$5,000
Travel Delay
S$2,000
Flight Diversion
S$300
Trip Curtailment
S$50,000
Overbooked Flight
S$400
Flight Misconnection
S$300
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$250
Sports Equipment
Hijacking
S$10,000
Kidnap & Hostage
Home Care Benefit
S$5,000
Pet Care
Terrorism
S$500,000
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

Travel Prestige Standard Plus Family Plan

A moderately comprehensive policy for spontaneous travellers. It also covers claims in the event of a strike at your hotel. However, note that this policy covers not more than 90 days for both single trip and Annual Multi-Trip Policies.

Benefit List

Personal Accident - General Coverage
Adult
S$125,000
Elderly
S$75,000
Child
S$25,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$250,000
Elderly
S$150,000
Child
S$50,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$75,000
Child
S$25,000
Chinese Physician
S$250
Additional Accommodation
Shares aggregate limit with Overseas Medical Expenses
Additional Travelling Expenses
Shares aggregate limit with Overseas Medical Expenses
Pregnancy Related Expenses
S$4,000
Overseas Hospital Allowance
S$50,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$25,000
Elderly
S$250
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$25,000
Compassionate Visit (Accommodation & Return Trip)
S$25,000
Child Care (Accommodation & Return Trip)
S$25,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$750
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
S$5,000
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$25,000
Replacement Traveller
Collapse of Travel Agency
S$3,000
Travel Delay
S$1,000
Flight Diversion
S$150
Trip Curtailment
S$25,000
Overbooked Flight
S$200
Flight Misconnection
S$150
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
S$2,500
Pet Care
Terrorism
S$250,000
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One