Insurance Market
Bubble1 Best
Bubble1 Best
Bubble1 20%

up to 70%
of eligible
vet bills

arising from illness or accidents up to $10,000 each year

Pet Insurance useful tips
Check out all the exclusions!
Many policies exclude diseases and conditions that specific breeds are prone to.
Microchipping is required.
It is a requirement that your pet be microchipped for most policies.
Lifetime coverage limit.
Some insurance plans only cover your pet up to a certain age due to age-related health problems.
Surgical vs. non-surgical cover.
Some policies cover eligible outpatient bills, as illnesses don’t always require surgery to be treated.
Safeguarding Our Best Companion!
No Medical Required
Insurance Market
Our insurers do not require your pet to undergo any medical examination to be eligible to buy insurance .Your pet should be just microchipped and aged be between 8 weeks and 9 years when entering into the insurance. Coverage can be extended to 13 years of age.
Covers All Breeds
Insurance Market
Our insurers provide financial protection should you incur medical and surgical expenses due to illness or accidents for all the breeds of dogs and cats including mixed breeds.
Choose Any Vet
Insurance Market
You can choose any vet throughout Singapore. Pay to the vet first and claim later by just filing the claim form and attaching all the original documents.
Both Surgical And Non Surgical Covered
Insurance Market
Find a policy that offers comprehensive benefits of both surgical and non-surgical. Our insurers cover up to 10k and 3k on eligible vet claims respectively.
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Frequently Asked Questions

Accident & theft with deductible

This type of insurance covers the pet for accidents, theft and third party liability. Deductible ranges from $150/- to $250/-. Claimable limits are imposed on the amount of time and money allowed for each accident or theft. There is a deductible of $1,000/- per claim for third party liability.

Accident, theft & medical with deductible and co-insurance

This type of insurance covers medical expenses for accidents and illnesses. The co-insurance applies to each incident for medical expenses claimed for illnesses. The co-insurance ranges from 30% to 50%. The deductible of $50/- is applicable for vet expenses incurred for accidental injury. There is a deductible of $500/- for third party liability. There is also a choice of 3 plans: Standard, Enhanced & Superior.

Accident, medical & specified medical conditions with deductible and co-insurance

This is the most comprehensive cover for medical expenses incurred for illnesses, injuries and accidents. Since it is a lifetime coverage, the pet is required to be medically examined by the vet, micro-chipped and had all the necessary vaccinations. It is subjected to the limits of the plan. There is a 20% of co-insurance and $250/- of deductible to be incurred by Pet parents. The cover for dogs starts from 16 weeks to below age 4. The Pet parents will enjoy 80% lifetime reimbursement for the pets. The cover includes specified hereditary and congenital conditions such as hip dysplasia. There are 3 levels of co-insurance for older dogs start from age 7 to below 9 years old when the Pet Parents enrolled. The Pet Parents will enjoy 60% reimbursement for life. As long as the dog has not crossed its 9th birthday, it is eligible to enrol for the plan. The plan even covers alternative treatment of acupuncture.

Choose the plan which is most suitable for your pet and your budget. It is cost-effective to enrol for the plan when the pet reaches 16 weeks old to take advantage of comprehensive lifetime coverage.

Pets are our family members but unfortunately like our family members, they may fall sick, get injured or meet with an accident. We have medical insurance while there is pet insurance for our pets. When the pet is stolen or lost, there are costs involved in search & retrieval of our pet. Pet Insurance can help with the costs involved.

The Insured Pet must:

  • Be micro-chipped
  • Be residing regularly in the same premise as you
  • Be at least 8 weeks old and not more than 9 years old at the enrolment date
  • Not be a working dog. Example: guide dog, guard dog
  • Not be a dog or cat used for breeding purposes

Major Exclusion

  • Theft arising from any intentional, neglectful or preventable act
  • Liability arising from any intentional, neglectful or preventable act
  • Pre-existing, Hereditary, Congenital and Skin Conditions
  • Day to day care. Example: vitamins, supplements, vaccinations, training, grooming
  • Damage to teeth and gums unless as a result of an Accident
  • Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
  • Elective procedures and treatments. Example: nail clipping, tail docking, debarking

Yes Chemotherapy is covered .Chemotherapy is surgical if it follows and excising of the tumor. If there is no surgical procedure (ie nothing is cut out or removed) then it is medical.

Congenital is present at birth, hereditary is passed down through generations. As there is extensive literature on these conditions, especially with pure breeds, we would not de facto accept a vet certification if the preponderance of evidence available in the medical literature contradicts the vet. I would refer the applicant to PubMed, Cochrane, UptoDate, Milliman, J of Veterinary Internal Medicine for our sources.

These conditions are hereditary and are not covered, even if the vet says they should be bone or joint conditions associated with hip dysplasia or any associated luxation or subluxation; elbow dysplasia; patellar luxation or subluxation; osteochondritis dissecans or any fracture, luxation or subluxation associated with aseptic, necrosis of a femoral head cervical vertebrae instability/wobbler syndrome.