Insurance Market
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NTUC Maid Insurance plans and promotions in Singapore 2019

NTUC Maid Insurance Plans

NTUC Income was established in 1970 to provide affordable insurance for workers in Singapore. It is a life, general insurance, and health insurance with a significant share of the Singapore motor insurance market. NTUC Income is a cooperative/mutual insurance company, but the general insurance business is not mutual. As NTUC was established as a social enterprise, their social purpose is “to make insurance accessible, affordable and sustainable for all. NTUC aspires to always place the interests of customers first, saying they are a co-operative where people come before profits.

Domestic Helper Insurance (Basic) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$60,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$1,500
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$25,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
Repatriation Expenses
Replacement Benefit
Special Grant
Termination Expenses, Re-hiring Expenses

Domestic Helper Insurance (Basic) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$60,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$1,500
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$25,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
Repatriation Expenses
Replacement Benefit
Special Grant
Termination Expenses, Re-hiring Expenses

Domestic Helper Insurance (Standard) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$60,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$2,000
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$25,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
$20 per day (Up to 30 days)
Repatriation Expenses
Replacement Benefit
Special Grant
$2,000
Termination Expenses, Re-hiring Expenses
$150

Domestic Helper Insurance (Standard) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$60,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$2,000
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$25,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
$20 per day (Up to 30 days)
Repatriation Expenses
Replacement Benefit
Special Grant
$2,000
Termination Expenses, Re-hiring Expenses
$150

Domestic Helper Insurance (Enhanced) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$80,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$80,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$3,000
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$75,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
$35 per day (Up to 30 days)
Repatriation Expenses
Replacement Benefit
Special Grant
$3,000
Termination Expenses, Re-hiring Expenses
$500

Domestic Helper Insurance (Enhanced) Plan

Protect your domestic helper with affordable and comprehensive insurance coverage.

Benefit List

Personal Accident - Death
Death
$80,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
$80,000
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
50%
Partial loss of both arms
100%
Partial loss of one arm
50%
Partial loss of both legs
100%
Partial loss of one leg
50%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in a ear
20%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
15%
Loss of finger (two sections)
10%
Loss of finger (one section)
5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 per year
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
$3,000
Traditional Chinese Medicine
$100 per accident
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
$75,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
$35 per day (Up to 30 days)
Repatriation Expenses
Replacement Benefit
Special Grant
$3,000
Termination Expenses, Re-hiring Expenses
$500