Travel insurance in Singapore
Compare plans from licensed insurers and get an instant quote before you fly — cover for medical emergencies, trip cancellation and more.
General insurance broker licensed by the Monetary Authority of Singapore
What is travel insurance?
Travel insurance protects you financially if something goes wrong on a trip — from a medical emergency overseas to a cancelled flight. Coverage and limits vary from plan to plan, so it's worth comparing before you buy.
InsuranceMarket compares travel insurance plans from licensed Singapore insurers so you can see real prices and benefits side by side, and buy online before you travel.
Key points
- Travel insurance covers overseas medical bills, emergency evacuation, trip cancellation, delays and lost baggage — limits vary by plan.
- Choose single-trip cover for one trip, or an annual policy if you travel several times a year.
- Prices depend on where you're going (ASEAN, Asia Pacific or Worldwide), how long you're away, and who's travelling.
- Buy before you leave Singapore — cover bought after your trip starts can be declined.
Anyone travelling overseas from Singapore — for a single trip, or as an annual policy if you travel several times a year. Family plans are also available if you're travelling with your children.
Single-trip or annual — what's the difference
Covers one trip
From when you leave Singapore to when you return, for the length of that specific trip.
Covers unlimited trips for a year
Usually better value if you travel more than 3–5 times a year. Each individual trip is typically capped at a maximum length — check this against your selected plan.
Required
Travel insurance must be bought before your trip starts — insurers can decline claims made after departure.
How to buy travel insurance online
Tell us about your trip
Where you're going, how long for, and whether it's single-trip or annual, for yourself or your family.
Compare real plans
See instant prices and benefits from licensed insurers, side by side.
Buy online
Pay securely by card and get your policy documents by email.
Available plans
12 plans from 2 licensed insurers. Your exact price depends on your own details — get a quote to see it.
TravelEasy Lite
TravelEasy Lite
TravelEasy Standard
TravelEasy Standard
TravelEasy Elite
TravelEasy Elite
TravelEasy Premier
TravelEasy Premier
TourCare Plus Standard
TourCare Plus Standard
TourCare Plus Supreme
TourCare Plus Supreme
Compare coverage
Every benefit below comes straight from each plan's current terms.
| Coverage | MSIG Individual | MSIG Family | MSIG Individual | MSIG Family | MSIG Individual | MSIG Family | MSIG Individual | MSIG Family | LIBERTY Individual | LIBERTY Family | LIBERTY Individual | LIBERTY Family |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medical | ||||||||||||
| Overseas Medical Expenses (Adult) | $50,000 | $50,000 | $250,000 | $250,000 | $500,000 | $500,000 | $1,000,000 Highest | $1,000,000 Highest | $250,000 | $250,000 | $500,000 | $500,000 |
| Overseas Medical Expenses (Senior) | $20,000 | $20,000 | $50,000 | $50,000 | $75,000 | $75,000 | $100,000 Highest | $100,000 Highest | $50,000 | $50,000 | $75,000 | $75,000 |
| Overseas Medical Expenses (Child) | Not covered | $20,000 | Not covered | $150,000 | Not covered | $200,000 | Not covered | $300,000 | Not covered | $250,000 | Not covered | $500,000 Highest |
| Follow-up Medical in Singapore (Adult) | Not covered | Not covered | $25,000 | $70,000 | $50,000 | $140,000 | $75,000 | $210,000 Highest | $15,000 | $30,000 | $25,000 | $50,000 |
| Follow-up Medical in Singapore (Senior) | Not covered | Not covered | $200 | $600 | $400 | $1,300 | $600 | $1,800 Highest | $500 | $500 | $500 | $500 |
| Chinese Physician / TCM | Not covered | Not covered | $200 | $600 | $400 | $1,300 | $600 | $1,800 Highest | $500 | $500 | $500 | $500 |
| Pregnancy-related Expenses | Not covered | Not covered | Not covered | Not covered | $2,000 | $2,000 | $3,000 | $3,000 | $2,500 | $2,500 | $5,000 Highest | $5,000 Highest |
| Overseas Hospital Allowance | Not covered | Not covered | $200/day, up to $20,000 | $200/day, up to $50,000 | $250/day, up to $37,500 | $250/day, up to $100,000 | $300/day, up to $60,000 | $300/day, up to $150,000 | $10,000 | $10,000 | $30,000 | $30,000 |
| Overseas Hospital Allowance (ICU) | Not covered | Not covered | Not covered | Not covered | $350/day, up to $3,500 | $350/day, up to $10,000 | $400/day, up to $4,000 | $400/day, up to $12,000 | $10,000 | $10,000 | $30,000 | $30,000 |
| Personal Accident | ||||||||||||
| Accidental Death & Disablement (Adult) | $50,000 | $150,000 | $150,000 | $150,000 | $200,000 | $200,000 | $500,000 Highest | $500,000 Highest | $150,000 | $150,000 | $300,000 | $300,000 |
| Accidental Death & Disablement (Senior) | $20,000 | $50,000 | $50,000 | $50,000 | $75,000 | $75,000 | $100,000 Highest | $100,000 Highest | $50,000 | $50,000 | $100,000 Highest | $100,000 Highest |
| Accidental Death & Disablement (Child) | Not covered | $50,000 | Not covered | $50,000 | Not covered | $75,000 | Not covered | $100,000 Highest | Not covered | $50,000 | Not covered | $100,000 Highest |
| Natural Disaster (Adult) | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $150,000 | $150,000 | $300,000 Highest | $300,000 Highest |
| Natural Disaster (Senior) | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $50,000 | $50,000 | $100,000 Highest | $100,000 Highest |
| Natural Disaster (Child) | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $50,000 | Not covered | $100,000 Highest |
| Accident on Public Transport (Adult) | Not covered | Not covered | Not covered | Not covered | $400,000 | $400,000 | $1,000,000 Highest | $1,000,000 Highest | $300,000 | $300,000 | $600,000 | $600,000 |
| Accident on Public Transport (Senior) | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $100,000 | $100,000 | $200,000 Highest | $200,000 Highest |
| Accident on Public Transport (Child) | Not covered | Not covered | Not covered | Not covered | Not covered | $150,000 | Not covered | $200,000 Highest | Not covered | $100,000 | Not covered | $200,000 Highest |
| Emergency Assistance | ||||||||||||
| Emergency Medical Evacuation (Adult) | $100,000 | $100,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | Unlimited | Unlimited | Unlimited | Unlimited |
| Emergency Medical Evacuation (Senior) | $100,000 | $100,000 | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $100,000 | $100,000 | $150,000 | $150,000 |
| Emergency Medical Evacuation (Child) | Not covered | $100,000 | Not covered | $1,000,000 | Not covered | $1,000,000 | Not covered | $1,000,000 | Not covered | Unlimited | Not covered | Unlimited |
| Emergency Medical Repatriation | $100,000 | $100,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | Unlimited | Unlimited | Unlimited | Unlimited |
| Repatriation of Mortal Remains | $100,000 | $100,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | Unlimited | Unlimited | Unlimited | Unlimited |
| Hospital Visit by a Relative | $1,000 | $2,500 | $5,000 | $12,500 | $10,000 | $25,000 | $15,000 | $37,500 Highest | $3,000 | $6,000 | $5,000 | $10,000 |
| Compassionate Visit | $1,000 | $2,500 | $5,000 | $12,500 | $10,000 | $25,000 | $15,000 | $37,500 Highest | $3,000 | $6,000 | $5,000 | $10,000 |
| Child Care | $1,000 | $2,500 | $5,000 | $12,500 | $10,000 | $25,000 | $15,000 | $37,500 Highest | $3,000 | $6,000 | $5,000 | $10,000 |
| Special Grant | Not covered | Not covered | Not covered | Not covered | $3,000 | $6,000 | $5,000 | $10,000 Highest | Not covered | Not covered | Not covered | Not covered |
| Travel Inconvenience | ||||||||||||
| Trip Cancellation | Not covered | Not covered | $5,000 | $12,500 | $10,000 | $25,000 | $15,000 | $37,500 Highest | $5,000 | $10,000 | $10,000 | $20,000 |
| Trip Curtailment | $300 | $750 | $5,000 | $12,500 | $10,000 | $25,000 | $15,000 | $37,500 Highest | $5,000 | $10,000 | $10,000 | $20,000 |
| Replacement Traveller | Not covered | Not covered | $500 | $1,250 | $750 | $1,875 | $1,000 | $2,500 Highest | Not covered | Not covered | Not covered | Not covered |
| Travel Agency Collapse | Not covered | Not covered | $2,000 | $4,000 | $4,000 | $8,000 | $6,000 | $12,000 | $5,000 | $10,000 | $10,000 | $20,000 Highest |
| Travel Delay | Not covered | Not covered | $100 every 6 hrs (max $500) | $100 every 6 hrs (max $1,000) | $100 every 6 hrs (max $1,000) | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $1,500) | $100 every 6 hrs (max $3,000) | $1,000 | $1,000 | $2,000 | $2,000 |
| Flight Diversion | Not covered | Not covered | $100 every 6 hrs (max $500) | $100 every 6 hrs (max $1,000) | $100 every 6 hrs (max $1,000) | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $1,500) | $100 every 6 hrs (max $3,000) | $1,000 | $1,000 | $1,000 | $1,000 |
| Overbooked Flight | Not covered | Not covered | $100 every 6 hrs (max $200) | $100 every 6 hrs (max $400) | $150 every 6 hrs (max $300) | $150 every 6 hrs (max $600) | $200 every 6 hrs (max $400) | $200 every 6 hrs (max $800) | $150 | $300 | $200 | $400 |
| Flight Misconnection | Not covered | Not covered | $200 | $100 every 6 hrs (max $400) | $150 every 6 hrs (max $300) | $150 every 6 hrs (max $600) | $200 every 6 hrs (max $400) | $200 every 6 hrs (max $800) | $200 | $200 | $200 | $200 |
| Baggage & Personal Belongings | $1,000 | $2,000 | $3,000 | $6,000 | $5,000 | $10,000 | $7,500 | $15,000 Highest | $3,000 | $5,000 | $5,000 | $8,000 |
| Portable Devices | $200 | $200 | $3,000 | $6,000 | $5,000 | $10,000 | $7,500 | $15,000 Highest | $3,000 | $5,000 | $5,000 | $8,000 |
| Baggage Delay | Up to $100 | $200 | $150 every 6 hrs (max $600) | $150 every 6 hrs (max $1,200) | $200 every 6 hrs (max $1,000) | $200 every 6 hrs (max $2,000) | $250 every 6 hrs (max $1,500) | $250 every 6 hrs (max $3,000) | $1,000 | $1,000 | $1,000 | $1,000 |
| Essential Items | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $250 | $500 | $500 | $1,000 Highest |
| Money & Travel Documents | $100 / $500 | $100 / $1,000 | $100 / $2,000 | $100 / $4,000 | $300 / $3,000 | $300 / $6,000 | $500 / $5,000 | $500 / $10,000 | $500 | $500 | $500 | $1,000 |
| Credit Card Fraud | Not covered | Not covered | Not covered | Not covered | $2,000 | $2,000 | $3,000 Highest | $3,000 Highest | Not covered | Not covered | Not covered | Not covered |
| Other Benefits | ||||||||||||
| Personal Liability | $500,000 | $500,000 | $500,000 | $500,000 | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $1,000,000 Highest | $500,000 | $500,000 | $1,000,000 Highest | $1,000,000 Highest |
| Rental Car Excess | Not covered | Not covered | Not covered | Not covered | $1,000 | $1,000 | $1,500 | $1,500 | $1,000 | $1,000 | $2,000 Highest | $2,000 Highest |
| Emergency Mobile Phone Charges | $50 | $125 | $100 | $250 | $200 | $500 | $300 | $750 Highest | $100 | $100 | $100 | $100 |
| Hijacking | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $5,000) | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $5,000) | $200 every 6 hrs (max $4,000) | $200 every 6 hrs (max $10,000) | $300 every 6 hrs (max $6,000) | $300 every 6 hrs (max $15,000) | $1,000 | $2,000 | $2,000 | $4,000 |
| Kidnap & Hostage | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $5,000) | $100 every 6 hrs (max $2,000) | $100 every 6 hrs (max $5,000) | $200 every 6 hrs (max $4,000) | $200 every 6 hrs (max $10,000) | $300 every 6 hrs (max $6,000) | $300 every 6 hrs (max $15,000) | $3,000 | $5,000 | $5,000 | $5,000 |
| Terrorism | $100,000 | $100,000 each, up to $400,000 | $200,000 | $200,000 each, up to $800,000 | $300,000 | $300,000 each, up to $1,200,000 | $500,000 | $500,000 each, up to $2,000,000 | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Home Care | Not covered | Not covered | Not covered | Not covered | $10,000 | $10,000 | $15,000 Highest | $15,000 Highest | $2,500 | $2,500 | $5,000 | $5,000 |
| Pet Care | Not covered | Not covered | Not covered | Not covered | $50/day, up to $500 | $50/day, up to $500 | $75/day, up to $750 | $75/day, up to $750 | Not covered | Not covered | Not covered | Not covered |
| Sports Equipment | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | $500 | $500 | $500 | $500 |
| Golf Equipment | Not covered | Not covered | Not covered | Not covered | $1,000 | $1,000 | $1,500 Highest | $1,500 Highest | $500 | $500 | $500 | $500 |
| Hole in One | Not covered | Not covered | Not covered | Not covered | Not covered | $500 | $750 Highest | $750 Highest | Not covered | Not covered | Not covered | Not covered |
Travelling with family
A family plan covers you, your spouse and your children on one policy, and is often cheaper than insuring everyone separately. Each plan sets its own age limit for children — check it on your selected plan before you buy.
Three things people commonly get wrong
Travel insurance must be bought before your trip starts — insurers can decline a claim if you buy it after departure.
Annual policies cover unlimited trips for a year, but each individual trip is still capped at a maximum length — check this on your selected plan.
Family plans cover children only up to a certain age, which varies by plan — confirm the exact cutoff on your selected plan.
At minimum, overseas medical expenses and trip cancellation. Many plans also cover things like travel delays, baggage loss or delay, and personal liability — exact benefits and limits vary by plan, so compare before you buy.
Single-trip if you're travelling once. If you travel more than 3–5 times a year, an annual (multi-trip) policy is usually better value — it covers unlimited trips for a year, though each trip is typically capped at a maximum length.
No. Travel insurance has to be bought before you leave Singapore — if you buy it after your trip has started, your insurer can decline a claim.
Usually, yes — insuring your family under one policy is typically cheaper than separate individual policies. Each plan sets its own age limit for children, so check it before you buy.
Enter your trip details once and InsuranceMarket shows you real quotes from licensed insurers side by side, so you can compare price and coverage before choosing.
ASEAN covers Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Thailand and Vietnam. Asia Pacific adds countries such as Australia, China, Hong Kong, India, Japan, South Korea, New Zealand and Taiwan. Worldwide covers everywhere else, including Europe and the Americas. Choose the widest region your trip includes.
Each plan has a maximum trip length. When you enter your dates, your quote only shows the plans that cover your whole trip — for longer or frequent trips, an annual plan may suit you better.
Yes — choose a family plan when getting your quote and add each traveller's details. It's usually cheaper than buying individual policies.
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