Insurance Market
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Sompo Travel Insurance

Sompo Travel Insurance Plans

Originating from Japan and operating for over a century, Sompo has been in Singapore since 1989. We provide individuals and companies with comprehensive and affordable insurance in Singapore.<br><br> At the heart of what we do is our commitment to deliver our best service to our customers. More than just providing comprehensive coverage, we aim to be our customers' trusted partner when it comes to protecting what they value and treasure most. Because, above all, their well-being is what we collectively work for.

TravelJoy Deluxe Individual Plan

A very comprehensive plan highly suitable for frequent golfers and/or scuba divers. It also covers reconstructive surgery due to burns. However, note there is no pets benefit and policy covers not more than 90 days for Annual Multi-Trip Policy. Policy is extended to cover transit whilst confined in transits areas at the airports in other countries.

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$50,000
Child
Personal Accident - Natural Disaster
Adult
S$250,000
Elderly
S$50,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$300,000
Elderly
S$50,000
Child
Chinese Physician
S$500
Additional Accommodation
S$15,000
Additional Travelling Expenses
S$15,000
Pregnancy Related Expenses
S$100
Overseas Hospital Allowance
S$20,000
Overseas Hospital Allowance (ICU)
S$20,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$15,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$15,000
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$15,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$100,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$3,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$6,000
Replacement Traveller
S$6,000
Collapse of Travel Agency
S$6,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$6,000
Overbooked Flight
S$150
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$150
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
S$5,000
Home Care Benefit
Pet Care
Terrorism
S$250,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One

TravelJoy Elite Individual Plan

A very comprehensive plan highly suitable for frequent golfers and/or scuba divers. It also covers reconstructive surgery due to burns. However, note there is no pets benefit and policy covers not more than 90 days for Annual Multi-Trip Policy. Policy is extended to cover transit whilst confined in transits areas at the airports in other countries.

Benefit List

Personal Accident - General Coverage
Adult
S$500,000
Elderly
S$100,000
Child
Personal Accident - Natural Disaster
Adult
S$500,000
Elderly
S$100,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$100,000
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$100,000
Child
Chinese Physician
S$500
Additional Accommodation
S$25,000
Additional Travelling Expenses
S$25,000
Pregnancy Related Expenses
S$200
Overseas Hospital Allowance
S$40,000
Overseas Hospital Allowance (ICU)
S$40,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$30,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$25,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$25,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$150,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$8,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$15,000
Replacement Traveller
S$15,000
Collapse of Travel Agency
S$12,000
Travel Delay
S$2,000
Flight Diversion
S$1,500
Trip Curtailment
S$15,000
Overbooked Flight
S$150
Flight Misconnection
S$300
Rental Car Excess
S$2,000
Emergency Mobile Phone Charges
S$200
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
S$10,000
Home Care Benefit
Pet Care
Terrorism
S$500,000
Golf Equipment (Owned)
S$1,000
Golf Equipment (Hired)
Hole in One
S$500

TravelJoy Vital Individual Plan

Benefit List

Personal Accident - General Coverage
Adult
S$150,000
Elderly
S$50,000
Child
Personal Accident - Natural Disaster
Adult
S$150,000
Elderly
S$50,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$150,000
Elderly
S$50,000
Child
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$4,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$3,000
Elderly
S$300
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
S$600,000
Elderly
S$100,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
S$600,000
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$500
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$3,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
S$5,000
Collapse of Travel Agency
S$5,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$5,000
Overbooked Flight
S$150
Flight Misconnection
S$200
Rental Car Excess
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

TravelJoy Elite Family Plan

A very comprehensive plan highly suitable for frequent golfers and/or scuba divers. It also covers reconstructive surgery due to burns. However, note there is no pets benefit and policy covers not more than 90 days for Annual Multi-Trip Policy. Policy is extended to cover transit whilst confined in transits areas at the airports in other countries. Elderly: Above 70 years old Adult: Above 18 years old to 65 years old

Benefit List

Personal Accident - General Coverage
Adult
S$500,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Natural Disaster
Adult
S$500,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$100,000
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$100,000
Child
S$1,000,000
Chinese Physician
S$500
Additional Accommodation
S$50,000
Additional Travelling Expenses
S$50,000
Pregnancy Related Expenses
S$200
Overseas Hospital Allowance
S$40,000
Overseas Hospital Allowance (ICU)
S$40,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$60,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$50,000
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$50,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$150,000
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$16,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$7,500
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$25,000
Replacement Traveller
S$25,000
Collapse of Travel Agency
S$20,000
Travel Delay
S$2,000
Flight Diversion
S$1,500
Trip Curtailment
S$25,000
Overbooked Flight
S$150
Flight Misconnection
S$300
Rental Car Excess
S$2,000
Emergency Mobile Phone Charges
S$200
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
S$10,000
Home Care Benefit
Pet Care
Terrorism
S$500,000
Golf Equipment (Owned)
S$1,000
Golf Equipment (Hired)
Hole in One
S$500

TravelJoy Deluxe Family Plan

A very comprehensive plan highly suitable for frequent golfers and/or scuba divers. It also covers reconstructive surgery due to burns. However, note there is no pets benefit and policy covers not more than 90 days for Annual Multi-Trip Policy. Policy is extended to cover transit whilst confined in transits areas at the airports in other countries. Elderly: Above 70 years old Adult: Above 18 years old to 65 years old

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$50,000
Child
S$100,000
Personal Accident - Natural Disaster
Adult
S$250,000
Elderly
S$50,000
Child
S$100,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$300,000
Elderly
S$50,000
Child
S$300,000
Chinese Physician
S$500
Additional Accommodation
S$30,000
Additional Travelling Expenses
S$30,000
Pregnancy Related Expenses
S$100
Overseas Hospital Allowance
S$20,000
Overseas Hospital Allowance (ICU)
S$20,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$30,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$30,000
Compassionate Visit (Accommodation & Return Trip)
S$6,000
Child Care (Accommodation & Return Trip)
S$30,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$100,000
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$10,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$10,000
Collapse of Travel Agency
S$10,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$150
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$150
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
S$5,000
Home Care Benefit
Pet Care
Terrorism
S$250,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One

TravelJoy Vital Family Plan

Benefit List

Personal Accident - General Coverage
Adult
S$150,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
S$150,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$150,000
Elderly
S$50,000
Child
S$150,000
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$4,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$6,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$10,000
Compassionate Visit (Accommodation & Return Trip)
S$6,000
Child Care (Accommodation & Return Trip)
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
S$600,000
Elderly
S$100,000
Child
S$600,000
Emergency Benefits - Repatriation
Emergency Medical Repatriation
S$600,000
Repatriation of Mortal Remains/ Local Burial
S$30,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$6,000
Portable Devices
S$500
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$10,000
Collapse of Travel Agency
S$10,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$150
Flight Misconnection
S$200
Rental Car Excess
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
Learn more about these policies from
Policy Wording DocumentRead Now
Policy BrochureRead Now