Insurance Market
Liberty travel insurance
Liberty Travel Insurance

Liberty Travel Insurance Plans

Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium. It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.

TourCare Plus Standard Individual Plan

A very broad plan for spontaneous travelers. The benefits emergency medical evacuation, repatriation and repatriation of mortal remains cover for pre-existing conditions. However, note that the coverage amount is relatively low for trip postponement and outbreak of disease. Also, do note that insurance coverage is limited to a maximum of ninety (90) days for any one Trip.

Benefit List

Personal Accident - General Coverage
Adult
S$150,000
Elderly
S$50,000
Child
Personal Accident - Natural Disaster
Adult
S$150,000
Elderly
S$50,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$300,000
Elderly
S$100,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$250,000
Elderly
S$50,000
Child
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,500
Overseas Hospital Allowance
S$10,000
Overseas Hospital Allowance (ICU)
S$10,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$15,000
Elderly
S$500
Child
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$3,000
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$3,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$100,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$3,000
Essential Items
S$250
Baggage Delay
S$1,000
Money & Travel Documents
S$500
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
Collapse of Travel Agency
S$5,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$5,000
Overbooked Flight
S$150
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
S$500
Hijacking
S$1,000
Kidnap & Hostage
S$3,000
Home Care Benefit
S$2,500
Pet Care
Terrorism
S$5,000,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One

TourCare Plus Supreme Individual Plan

A moderately comprehensive plan for spontaneous travelers. The benefits emergency medical evacuation, repatriation and repatriation of mortal remains cover for pre-existing conditions. However, note that the coverage amount is relatively low for trip postponement and outbreak of disease. Also, do note that insurance coverage is limited to a maximum of ninety (90) days for any one Trip.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$100,000
Child
Personal Accident - Natural Disaster
Adult
S$300,000
Elderly
S$100,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$200,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$75,000
Child
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$30,000
Overseas Hospital Allowance (ICU)
S$30,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$25,000
Elderly
S$500
Child
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$150,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$5,000
Essential Items
S$500
Baggage Delay
S$1,000
Money & Travel Documents
S$500
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
Collapse of Travel Agency
S$10,000
Travel Delay
S$2,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$200
Flight Misconnection
S$200
Rental Car Excess
S$2,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
S$500
Hijacking
S$2,000
Kidnap & Hostage
S$5,000
Home Care Benefit
S$5,000
Pet Care
Terrorism
S$5,000,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One

TourCare Plus Standard Family Plan

A very broad plan for spontaneous travellers. The benefits emergency medical evacuation, repatriation and repatriation of mortal remains cover for pre-existing conditions. However, note that the coverage amount is relatively low for trip postponement and outbreak of disease. Also, do note that insurance coverage is limited to a maximum of ninety (90) days for any one Trip. Elderly: Above 75 years old Adult: Above 18 years old to 65 years old

Benefit List

Personal Accident - General Coverage
Adult
S$150,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
S$150,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$300,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$250,000
Elderly
S$50,000
Child
S$250,000
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,500
Overseas Hospital Allowance
S$10,000
Overseas Hospital Allowance (ICU)
S$10,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$30,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$6,000
Compassionate Visit (Accommodation & Return Trip)
S$6,000
Child Care (Accommodation & Return Trip)
S$6,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$100,000
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$5,000
Essential Items
S$500
Baggage Delay
S$1,000
Money & Travel Documents
S$500
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
Collapse of Travel Agency
S$10,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$300
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
S$500
Hijacking
S$2,000
Kidnap & Hostage
S$5,000
Home Care Benefit
S$2,500
Pet Care
Terrorism
S$5,000,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One

TourCare Plus Supreme Family Plan

A moderately comprehensive plan for spontaneous travellers. The benefits emergency medical evacuation, repatriation and repatriation of mortal remains cover for pre-existing conditions. However, note that the coverage amount is relatively low for trip postponement and outbreak of disease. Also, do note that insurance coverage is limited to a maximum of ninety (90) days for any one Trip. Elderly: Above 75 years old Adult: Above 18 years old to 65 years old

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Natural Disaster
Adult
S$300,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$200,000
Child
S$200,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
Loss of one hand
Loss of one arm
Loss of one leg
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$75,000
Child
S$500,000
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$30,000
Overseas Hospital Allowance (ICU)
S$30,000
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$50,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$10,000
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
S$150,000
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$8,000
Portable Devices
S$8,000
Essential Items
S$1,000
Baggage Delay
S$1,000
Money & Travel Documents
S$1,000
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$20,000
Replacement Traveller
Collapse of Travel Agency
S$20,000
Travel Delay
S$2,000
Flight Diversion
S$1,000
Trip Curtailment
S$20,000
Overbooked Flight
S$400
Flight Misconnection
S$200
Rental Car Excess
S$2,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
S$500
Hijacking
S$4,000
Kidnap & Hostage
S$5,000
Home Care Benefit
S$5,000
Pet Care
Terrorism
S$5,000,000
Golf Equipment (Owned)
S$500
Golf Equipment (Hired)
Hole in One
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