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HL Assurance Travel Insurance plans and promotions in Singapore 2019

HL Assurance Travel Insurance Plans

HL Assurance is a member of Hong Leong Group, a conglomerate based in Malaysia with diversified businesses in banking and financial services, manufacturing and distribution, property development and investments, hospitality and leisure, and principal investment with presence in Asia, Europe, North America and Oceania. They are a general direct insurer. HL uses various forms of distribution including direct writing.

Travel Protect 360 Basic Individual Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$150,000
Elderly
S$50,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$10,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$1,000
Child
S$1,000
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$3,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$250
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
Collapse of Travel Agency
S$2,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$3,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$500
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$150

Travel Protect 360 Enhanced Individual Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$250,000
Elderly
S$50,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$15,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$15,000
Elderly
S$1,500
Child
S$1,500
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$250
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$7,000
Replacement Traveller
Collapse of Travel Agency
S$3,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$5,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$250

TRAVEL PROTECT 360 Superior Individual Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$100,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$20,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$20,000
Elderly
S$2,500
Child
S$2,500
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$7,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$500
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$12,000
Replacement Traveller
Collapse of Travel Agency
S$4,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$8,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$350

TRAVEL PROTECT 360 Superior Family Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$100,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$20,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$20,000
Elderly
S$2,500
Child
S$2,500
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$7,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$500
Credit Cards
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$12,000
Replacement Traveller
Collapse of Travel Agency
S$4,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$8,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$350

Travel Protect 360 Enhanced Family Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$250,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$250,000
Elderly
S$50,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$15,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$15,000
Elderly
S$1,500
Child
S$1,500
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$250
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$7,000
Replacement Traveller
Collapse of Travel Agency
S$3,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$5,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$250

Travel Protect 360 Basic Family Plan

A basic plan suitable for the minimum necessities of a short trip for leisure purposes. However, note that trip length does not exceed 90 consecutive days (for annual policies). Also take note that for certain sections the policy will cover the Insured Person only up to the age of 84 years.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$150,000
Elderly
S$50,000
Child
S$100,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
Overseas Hospital Allowance
S$10,000 ($200 per 24 hours)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$1,000
Child
S$1,000
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$3,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Repatriation of Mortal Remains/ Local Burial
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$250
Credit Cards
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
Collapse of Travel Agency
S$2,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$3,000
Overbooked Flight
S$100
Flight Misconnection
S$200
Rental Car Excess
S$500
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$5,000
Kidnap & Hostage
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One
S$150
Learn more about these policies from
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Policy BrochureRead Now