Insurance Market
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Ergo Travel Insurance

Ergo Travel Insurance Plans

ERGO Insurance Pte. Ltd. is a registered general insurer regulated by the Monetary Authority of Singapore. The Company is a fully-owned subsidiary of ERGO Insurance Group. ERGO is one of the major insurance groups in Germany and Europe. Worldwide, ERGO is represented in more than 30 countries and concentrates on Europe and Asia. ERGO is part of Munich Re, one of the leading reinsurers and risk carriers worldwide. In 2014 it acquired the business of SHC Insurance Pte. Ltd from SHC Capital Asia Limited is an investment holding company which is listed on the Singapore Stock Exchange under Catalist. ERGO underwrites all classes of general insurance

TravelProtect Essential Individual Plan

A good plan with decent levels of coverage. Highlights of the plan include coverage for adventure activities and cover while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$50,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$200,000
Elderly
S$100,000
Child
Chinese Physician
S$250
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,000
Overseas Hospital Allowance
S$10,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$250
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$500
Money & Travel Documents
S$1,000
Credit Cards
S$500
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$5,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$200
Flight Misconnection
S$200
Rental Car Excess
S$500
Emergency Mobile Phone Charges
S$200
Sports Equipment
S$2,000
Hijacking
Kidnap & Hostage
Home Care Benefit
S$1,000
Pet Care
Terrorism
Included
Golf Equipment (Owned)
S$2,000
Golf Equipment (Hired)
S$2,000
Hole in One
S$2000

TravelProtect Standard Individual Plan

A solid plan suitable for travellers that wish to engage in adventurous activities (please check carefully the limitations!). Highlights of the plan include cover while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$100,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$200,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$100,000
Child
Chinese Physician
S$300
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$15,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$25,000
Elderly
S$300
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$8,000
Compassionate Visit (Accommodation & Return Trip)
S$8,000
Child Care (Accommodation & Return Trip)
S$8,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$3,000
Credit Cards
S$1,000
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$13,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$8,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$13,000
Overbooked Flight
S$300
Flight Misconnection
S$200
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$300
Sports Equipment
S$2,000
Hijacking
S$5,000
Kidnap & Hostage
S$5,000
Home Care Benefit
S$2,500
Pet Care
S$350
Terrorism
Included
Golf Equipment (Owned)
S$2,000
Golf Equipment (Hired)
S$2,000
Hole in One
S$2,000

TravelProtect Deluxe Individual Plan

A very comprehensive plan offered through our platform and is very suitable for travellers that engage in adventurous activities (please check carefully the limitations!. Highlights are that it includes cover while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$400,000
Elderly
S$100,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$800,000
Elderly
S$200,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$200,000
Child
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$8,000
Overseas Hospital Allowance
S$20,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$50,000
Elderly
S$500
Child
Post Journey Traditional Chinese Medical Expenses
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$10,000
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$8,000
Portable Devices
S$1,500
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$5,000
Credit Cards
S$1,000
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$15,000
Replacement Traveller
S$1,000
Collapse of Travel Agency
S$10,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$15,000
Overbooked Flight
S$500
Flight Misconnection
S$500
Rental Car Excess
S$1,000
Emergency Mobile Phone Charges
S$500
Sports Equipment
S$2,000
Hijacking
S$5,000
Kidnap & Hostage
S$10,000
Home Care Benefit
S$5,000
Pet Care
S$500
Terrorism
Included
Golf Equipment (Owned)
S$2,000
Golf Equipment (Hired)
S$2,000
Hole in One
S$2,000

TravelProtect Essential Family Plan

A good plan with decent levels of coverage. Highlights of the plan include coverage for adventure activity and cover while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$200,000
Elderly
S$100,000
Child
S$50,000
Chinese Physician
S$250
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,000
Overseas Hospital Allowance
S$10,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$250
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$500
Money & Travel Documents
S$1,000
Credit Cards
S$500
Personal Liability
S$500,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$5,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$10,000
Overbooked Flight
S$200
Flight Misconnection
S$200
Rental Car Excess
S$500
Emergency Mobile Phone Charges
S$200
Sports Equipment
S$2,000
Hijacking
Kidnap & Hostage
Home Care Benefit
S$1,000
Pet Care
Terrorism
Included
Golf Equipment (Owned)
S$2,000
Golf Equipment (Hired)
S$2,000
Hole in One
S$2,000

TravelProtect Standard Family Plan

A solid plan suitable for families that wish to engage in adventurous activities (please check carefully the limitations!). Highlights of the plan include coverage while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$100,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$200,000
Child
S$100,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
100%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
100%
Loss of one arm
100%
Loss of one leg
100%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$500,000
Elderly
S$100,000
Child
S$200,000
Chinese Physician
S$300
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$15,000
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$25,000
Elderly
S$300
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$8,000
Compassionate Visit (Accommodation & Return Trip)
S$8,000
Child Care (Accommodation & Return Trip)
S$8,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Unlimited
Elderly
Unlimited
Child
Unlimited
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
Unlimited
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$1,000
Essential Items
Baggage Delay
S$1,000
Money & Travel Documents
S$3,000
Credit Cards
S$1,000
Personal Liability
S$1,000,000
Loss of Deposit or Cancellation
S$13,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$8,000
Travel Delay
S$1,000
Flight Diversion
S$1,000
Trip Curtailment
S$13,000
Overbooked Flight
S$300
Flight Misconnection
S$200
Rental Car Excess
S$750
Emergency Mobile Phone Charges
S$300
Sports Equipment
S$2,000
Hijacking
S$5,000
Kidnap & Hostage
S$5,000
Home Care Benefit
S$2,500
Pet Care
S$350
Terrorism
Included
Golf Equipment (Owned)
S$2,000
Golf Equipment (Hired)
S$2,000
Hole in One
S$2,000

TravelProtect Deluxe Family Plan

A very comprehensive plan offered through our platform and is very suitable for families that engage in adventurous activities. Highlights are that it includes coverage while on cruise.

Benefit List

Personal Accident - General Coverage
Adult
S$400,000
Elderly
S$100,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$800,000
Elderly
S$200,000
Child
S$100,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs