Insurance Market
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AIG Travel Insurance plans and promotions in Singapore 2019

AIG Travel Insurance Plans

AIG is the world’s largest insurance organisations, with more than 88 million customers. AIG is present in more than 90 countries and is listed on the New York Stock Exchange. In Singapore, AIG operates through AIG Asia Pacific. It’s immediate and ultimate parents are AIG APAC Holdings Pte. Ltd. (incorporated in Singapore) and American International Group, Inc. (“AIG”) (incorporated in the United States of America) respectively. AIG has been active in Singapore since 1953 and are one of the largest general insurance companies here. AIG sell most of their policies through networks of agents, brokers and through trade specific arrangements such as car dealers and/or importers. Their Auto and Workmen’s Compensation portfolios represent the key insurance risk exposure of the Singapore company (75% in 2014).

Travel Guard Classic Individual Plan

A basic plan suitable for short trips for the purpose of leisure amateur sports. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$100,000
Elderly
S$50,000
Child
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$200,000
Elderly
S$50,000
Child
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,000
Overseas Hospital Allowance
S$10,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$2,000
Elderly
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$3,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
S$500,000
Elderly
S$500,000
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
S$500,000
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$3,000
Essential Items
Baggage Delay
S$2,500 (S$500 for every 6 hours)
Money & Travel Documents
S$1,000
Credit Cards
S$1,000
Personal Liability
1,000,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
Collapse of Travel Agency
S$1,000
Travel Delay
S$2,500 (S$250 for every 6 hours)
Flight Diversion
Trip Curtailment
S$5,000
Overbooked Flight
Flight Misconnection
Rental Car Excess
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$3,000 (S$250 for every 24 hours)
Kidnap & Hostage
S$3,000 (S$250 for every 24 hours)
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

Travel Guard Superior Individual Plan

A comprehensive plan suitable for frequent golfers and those indulging in other leisure activities. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$100,000
Child
Personal Accident - Natural Disaster
Adult
S$400,000
Elderly
S$200,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$400,000
Elderly
S$200,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$75,000
Child
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$30,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$5,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$10,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$5,000
Essential Items
Baggage Delay
S$3,000 (S$500 for every 6 hours)
Money & Travel Documents
S$5,000
Credit Cards
S$2,000
Personal Liability
1,000,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$3,000
Travel Delay
S$5,000 (S$250 for every 6 hours)
Flight Diversion
Trip Curtailment
S$10,000
Overbooked Flight
Flight Misconnection
Rental Car Excess
S$1000
Emergency Mobile Phone Charges
S$250
Sports Equipment
S$1,000
Hijacking
S$5,000 (S$250 for every 24 hours)
Kidnap & Hostage
S$5,000 (S$250 for every 24 hours)
Home Care Benefit
S$5,000
Pet Care
S$500
Terrorism
Covered
Golf Equipment (Owned)
S$1,000
Golf Equipment (Hired)
Hole in One
S$250

Travel Guard Premier Individual Plan

A highly comprehensive plan suitable for frequent golfers and those indulging in other leisure activities. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$150,000
Child
Personal Accident - Natural Disaster
Adult
S$600,000
Elderly
S$300,000
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$300,000
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$2,500,000
Elderly
S$200,000
Child
Chinese Physician
S$750
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$8,000
Overseas Hospital Allowance
S$50,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$750
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$15,000
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$10,000
Portable Devices
S$10,000
Essential Items
Baggage Delay
S$4,000 (S$500 for every 6 hours)
Money & Travel Documents
S$8,000
Credit Cards
S$3,000
Personal Liability
1,000,000
Loss of Deposit or Cancellation
S$15,000
Replacement Traveller
S$1000
Collapse of Travel Agency
S$5,000
Travel Delay
S$7,500 (S$250 for every 6 hours)
Flight Diversion
Trip Curtailment
S$15,000
Overbooked Flight
Flight Misconnection
Rental Car Excess
S$1,500
Emergency Mobile Phone Charges
S$300
Sports Equipment
S$2,000
Hijacking
S$10,000 (S$250 for every 24 hours)
Kidnap & Hostage
S$10,000 (S$250 for every 24 hours)
Home Care Benefit
S$5,000
Pet Care
S$750
Terrorism
Covered
Golf Equipment (Owned)
S$1,500
Golf Equipment (Hired)
Hole in One
S$250

Travel Guard Classic Family Plan

A basic plan suitable for short trips for the purpose of leisure amateur sports. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$100,000
Elderly
S$50,000
Child
S$50,000
Personal Accident - Natural Disaster
Adult
Elderly
Child
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
Elderly
Child
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$200,000
Elderly
S$50,000
Child
S$200,000
Chinese Physician
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$2,000
Overseas Hospital Allowance
S$10,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$2,000
Elderly
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$5,000
Compassionate Visit (Accommodation & Return Trip)
S$3,000
Child Care (Accommodation & Return Trip)
S$3,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
S$500,000
Elderly
S$500,000
Child
S$500,000
Emergency Benefits - Repatriation
Emergency Medical Repatriation
S$500,000
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$3,000
Portable Devices
S$3,000
Essential Items
Baggage Delay
S$2,500 (S$500 for every 6 hours)
Money & Travel Documents
S$1,000
Credit Cards
S$1,000
Personal Liability
1,000,000
Loss of Deposit or Cancellation
S$5,000
Replacement Traveller
Collapse of Travel Agency
S$1,000
Travel Delay
S$2,500 (S$250 for every 6 hours)
Flight Diversion
Trip Curtailment
S$5,000
Overbooked Flight
Flight Misconnection
Rental Car Excess
Emergency Mobile Phone Charges
S$100
Sports Equipment
Hijacking
S$3,000 (S$250 for every 24 hours)
Kidnap & Hostage
S$3,000 (S$250 for every 24 hours)
Home Care Benefit
Pet Care
Terrorism
Golf Equipment (Owned)
Golf Equipment (Hired)
Hole in One

Travel Guard Superior Family Plan

A comprehensive plan suitable for frequent golfers and those indulging in other leisure activities. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$200,000
Elderly
S$100,000
Child
S$100,000
Personal Accident - Natural Disaster
Adult
S$400,000
Elderly
S$200,000
Child
S$200,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$400,000
Elderly
S$200,000
Child
S$200,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$1,000,000
Elderly
S$75,000
Child
S$200,000
Chinese Physician
S$500
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$5,000
Overseas Hospital Allowance
S$30,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$5,000
Elderly
S$500
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$10,000
Compassionate Visit (Accommodation & Return Trip)
S$5,000
Child Care (Accommodation & Return Trip)
S$5,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$5,000
Portable Devices
S$5,000
Essential Items
Baggage Delay
S$3,000 (S$500 for every 6 hours)
Money & Travel Documents
S$5,000
Credit Cards
S$2,000
Personal Liability
1,000,000
Loss of Deposit or Cancellation
S$10,000
Replacement Traveller
S$500
Collapse of Travel Agency
S$3,000
Travel Delay
S$5,000 (S$250 for every 6 hours)
Flight Diversion
Trip Curtailment
S$10,000
Overbooked Flight
Flight Misconnection
Rental Car Excess
S$1000
Emergency Mobile Phone Charges
S$250
Sports Equipment
S$1,000
Hijacking
S$5,000 (S$250 for every 24 hours)
Kidnap & Hostage
S$5,000 (S$250 for every 24 hours)
Home Care Benefit
S$5,000
Pet Care
S$500
Terrorism
Covered
Golf Equipment (Owned)
S$1,000
Golf Equipment (Hired)
Hole in One
S$250

Travel Guard Premier Family Plan

A highly comprehensive plan suitable for frequent golfers and those indulging in other leisure activities. It covers pre-existing medical conditions for repatriation. However, kindly note that each trip shall not exceed 182 days for single trip and 90 days for annual multi-trip policy.

Benefit List

Personal Accident - General Coverage
Adult
S$300,000
Elderly
S$150,000
Child
S$100,000
Personal Accident - Natural Disaster
Adult
S$600,000
Elderly
S$300,000
Child
S$200,000
Personal Accident - Benefits as Farepaying Passenger in Public Transport
Adult
S$600,000
Elderly
S$300,000
Child
S$200,000
Personal Accident - Schedule of Compensation
Death by accident
100%
Loss of two limbs
100%
Loss of both hands
100%
Loss of sight of both eyes
100%
Loss of sight of one eye
50%
Total paralysis
100%
Permanently bedridden
100%
Loss of one hand
50%
Loss of one arm
50%
Loss of one leg
50%
Medical Expense Benefits - General Coverage (Outside of Singapore)
Adult
S$2,500,000
Elderly
S$200,000
Child
S$300,000
Chinese Physician
S$750
Additional Accommodation
Additional Travelling Expenses
Pregnancy Related Expenses
S$8,000
Overseas Hospital Allowance
S$50,000 (S$200 for each continuous 24-hour period)
Overseas Hospital Allowance (ICU)
Medical Expense Benefits - General Coverage (In Singapore)
Adult
S$10,000
Elderly
S$750
Emergency Benefits - General Coverage
Hospital Visit (Accommodation & Return Trip)
S$15,000
Compassionate Visit (Accommodation & Return Trip)
S$10,000
Child Care (Accommodation & Return Trip)
S$10,000
Special Grant
Emergency Benefits - Emergency Medical Assistance & Evacuation
Adult
Elderly
Child
Emergency Benefits - Repatriation
Emergency Medical Repatriation
Unlimited
Repatriation of Mortal Remains/ Local Burial
S$150,000
Travel Inconveniences & Other Benefits - General Coverage
Baggage & Personal Belongings
S$10,000