NTUC Personal Accident Insurance Plans
NTUC Income was established in 1970 to provide affordable insurance for workers in Singapore. It is a life, general insurance, and health insurance with a significant share of the Singapore motor insurance market. NTUC Income is a cooperative/mutual insurance company, but the general insurance business is not mutual.
As NTUC was established as a social enterprise, their social purpose is “to make insurance accessible, affordable and sustainable for all. NTUC aspires to always place the interests of customers first, saying they are a co-operative where people come before profits.
PA Assurance (Plan 1) 1 Adult Plan
PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident.
In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%)
2 phalanges (25%)
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%)
2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$100 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PA Assurance (Plan 2) 1 Adult Plan
PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident.
In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%)
2 phalanges (25%)
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%)
2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$200 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$200 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PA Assurance (Plan 3) 1 Adult Plan
PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident.
In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%)
2 phalanges (25%)
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%)
2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$300 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PA Assurance (Plan 4) 1 Adult Plan
PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident.
In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%)
2 phalanges (25%)
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%)
2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$500 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$500 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
