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NTUC Personal Accident Insurance plans and promotions in Singapore 2019

NTUC Personal Accident Insurance Plans

NTUC Income was established in 1970 to provide affordable insurance for workers in Singapore. It is a life, general insurance, and health insurance with a significant share of the Singapore motor insurance market. NTUC Income is a cooperative/mutual insurance company, but the general insurance business is not mutual. As NTUC was established as a social enterprise, their social purpose is “to make insurance accessible, affordable and sustainable for all. NTUC aspires to always place the interests of customers first, saying they are a co-operative where people come before profits.

PA Assurance (Plan 1) 1 Adult Plan

PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident. In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.

Benefit List

Personal Accident - Death
Accidental Death
S$100,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$150,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
50%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in one ear
20%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%) 2 phalanges (25%)
Loss of finger - three phalanges
15%
Loss of finger - two phalanges
10%
Loss of finger - one phalanx
5%
Loss of all toes of one foot
15%
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%) 2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
50%
Third Degree Burns - Body
50%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$100 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$2,000
Chinese Physician
S$500
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$100
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PA Assurance (Plan 2) 1 Adult Plan

PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident. In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.

Benefit List

Personal Accident - Death
Accidental Death
S$250,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$375,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
50%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in one ear
20%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%) 2 phalanges (25%)
Loss of finger - three phalanges
15%
Loss of finger - two phalanges
10%
Loss of finger - one phalanx
5%
Loss of all toes of one foot
15%
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%) 2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
50%
Third Degree Burns - Body
50%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$200 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$200 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$5,000
Chinese Physician
S$750
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$200
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PA Assurance (Plan 3) 1 Adult Plan

PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident. In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.

Benefit List

Personal Accident - Death
Accidental Death
S$500,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$750,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
50%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in one ear
20%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%) 2 phalanges (25%)
Loss of finger - three phalanges
15%
Loss of finger - two phalanges
10%
Loss of finger - one phalanx
5%
Loss of all toes of one foot
15%
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%) 2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
50%
Third Degree Burns - Body
50%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$300 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$10,000
Chinese Physician
S$1000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$300
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PA Assurance (Plan 4) 1 Adult Plan

PA Assurance pays up to $1,500,000 if you become permanently disabled due to an injury caused by an accident. In addition, in the event of death due to an injury caused by an accident, you can receive up to $1,000,000 and a lump sum payment of $35,000 to help support your dependent children’s future educational needs.

Benefit List

Personal Accident - Death
Accidental Death
S$1,000,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$1,500,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
50%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
50%
Loss of hearing in one ear
20%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
1 phalanx (10%) 2 phalanges (25%)
Loss of finger - three phalanges
15%
Loss of finger - two phalanges
10%
Loss of finger - one phalanx
5%
Loss of all toes of one foot
15%
Loss of great toe - one phalanx or two phalanges
1 phalanx (3%) 2 phalanx (5%)
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
50%
Third Degree Burns - Body
50%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$500 per week (up to 104 weeks)
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$500 per week (up to 104 weeks)
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$20,000
Chinese Physician
S$1,250
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$400
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports