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MSIG Personal Accident Insurance plans and promotions in Singapore 2019

MSIG Personal Accident Insurance Plans

MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Singapore"), a member of the MS&AD Insurance Group, is one of Singapore’s leading general insurers. With a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. Wholly owned by MSIG Holdings (Asia) Pte. Ltd., MSIG Singapore holds an A+/Stable financial rating by Standard & Poor’s. MS&AD Insurance Group was formed in April 2010 from the business integration of the Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co. Ltd., and Nissay Dowa General Insurance Co., Ltd. Today MS&AD is one of the largest general insurance groups in the world with presence in 42 countries and regions, 17 of which are in Asia. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.

Protection Plus Silver 1 Adult Plan

This is a basic plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$100,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$150,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$50 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$1,000
Chinese Physician
S$1,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$50 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$100
Medical Expenses - Bereavement Grant
Bereavement Grant
S$3,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$100,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

Protection Plus Gold 1 Adult Plan

This is a mid-tier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$150,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$225,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$150 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$3,000
Chinese Physician
S$3,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$100 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$250
Medical Expenses - Bereavement Grant
Bereavement Grant
S$5,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$150,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

Protection Plus Platinum 1 Adult Plan

This is a premier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$250,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$375,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$600 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$300 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$5,000
Chinese Physician
S$5,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$200 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$500
Medical Expenses - Bereavement Grant
Bereavement Grant
S$10,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$250,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

Protection Plus Gold 2 Adult Plan

This is a mid-tier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$150,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$225,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$150
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$3,000
Chinese Physician
S$3,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$100 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$250
Medical Expenses - Bereavement Grant
Bereavement Grant
S$5,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$150,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

Protection Plus Platinum 2 Adult Plan

This is a premier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$250,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$375,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$600
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$300
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$5,000
Chinese Physician
S$5,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$200 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$500
Medical Expenses - Bereavement Grant
Bereavement Grant
S$10,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$250,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

Protection Plus Silver 2 Adult Plan

This is a basic plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.

Benefit List

Personal Accident - Death
Accidental Death
S$100,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$150,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
20%
Loss of finger - three phalanges
10%
Loss of finger - two phalanges
5%
Loss of finger - one phalanx
3%
Loss of all toes of one foot
17%
Loss of great toe - one phalanx or two phalanges
5%
Loss of any toe other than great toe - one phalanx or two phalanges
3%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$50
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$1,000
Chinese Physician
S$1,000
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$50 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
S$100
Medical Expenses - Bereavement Grant
Bereavement Grant
S$3,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
S$500
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
S$100,000
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports
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