MSIG Personal Accident Insurance Plans
MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Singapore"), a member of the MS&AD Insurance Group, is one of Singapore’s leading general insurers. With a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. Wholly owned by MSIG Holdings (Asia) Pte. Ltd., MSIG Singapore holds an A+/Stable financial rating by Standard & Poor’s.
MS&AD Insurance Group was formed in April 2010 from the business integration of the Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co. Ltd., and Nissay Dowa General Insurance Co., Ltd. Today MS&AD is one of the largest general insurance groups in the world with presence in 42 countries and regions, 17 of which are in Asia. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.
Protection Plus Silver 1 Adult Plan
This is a basic plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Protection Plus Gold 1 Adult Plan
This is a mid-tier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Protection Plus Platinum 1 Adult Plan
This is a premier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Protection Plus Gold 2 Adult Plan
This is a mid-tier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Protection Plus Platinum 2 Adult Plan
This is a premier plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Protection Plus Silver 2 Adult Plan
This is a basic plan offered by MSIG with high Permanent and Total Disablement coverage. 10% off your spouse's premium & free cover for up to 3 children if you apply together with your spouse. Access to MSIG Assist helpline in the event of an emergency overseas.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
