Liberty Personal Accident Insurance Plans
Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium.
It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.
PACare Plus Enhanced Elite 1 Adult Plan
This is the premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Executive 1 Adult Plan
This is the mid-tier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Economy 1 Adult Plan
This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Essential 1 Adult Plan
This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Economy 2 Adult Plan
This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Elite 2 Adult Plan
This is a premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Essential 2 Adult Plan
This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Executive 2 Adult Plan
This is a mid-tier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Exclusive 2 Adult Plan
This is a premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
PACare Plus Enhanced Exclusive 1 Adult Plan
This is the premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.
Benefit List
Personal Accident - Death
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
Loss of both limbs (hands or legs)
Loss of sight in both eyes
Loss of sight in one eye except for perception of light
Loss of hearing in both ears
Loss of hearing in one ear
Loss of four fingers and thumb of one hand
Loss of four fingers of one hand
Loss of thumb - one phalanx or two phalanges
Loss of finger - three phalanges
Loss of finger - two phalanges
Loss of finger - one phalanx
Loss of all toes of one foot
Loss of great toe - one phalanx or two phalanges
Loss of any toe other than great toe - one phalanx or two phalanges
Third Degree Burns - Head
Third Degree Burns - Body
Personal Accident - Temporary and Total Disablement
Personal Accident - Temporary and Partial Disablement
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
Medical Expenses - Recuperation Benefit
Medical Expenses - Bereavement Grant
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Extra Benefits - Terrorism
Extra Benefits - Reservist Training
Extra Benefits - Riot and Strike
Extra Benefits - Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
