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Liberty Personal Accident Insurance plans and promotions in Singapore 2019

Liberty Personal Accident Insurance Plans

Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium. It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.

PACare Plus Enhanced Elite 1 Adult Plan

This is the premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$300,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$300,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$150 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$7,500
Chinese Physician
S$750
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$300 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$3,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Executive 1 Adult Plan

This is the mid-tier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$200,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$200,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$200 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$100 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$5,000
Chinese Physician
S$500
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$200 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$2,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Economy 1 Adult Plan

This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$100,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$100,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$50 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$3,000
Chinese Physician
S$400
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$100 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$1,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Essential 1 Adult Plan

This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$50,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$50,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$50 per week
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$25 per week
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$1,000
Chinese Physician
S$100
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$50 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$1,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Economy 2 Adult Plan

This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$100,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$100,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$100
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$50
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$3,000
Chinese Physician
S$400
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$100 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$1,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Elite 2 Adult Plan

This is a premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$300,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$300,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$300
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$150
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$7,500
Chinese Physician
S$750
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$300 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$3,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Essential 2 Adult Plan

This is the basic plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$50,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$50,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$50
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$25
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$1,000
Chinese Physician
S$100
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$50 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$1,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Executive 2 Adult Plan

This is a mid-tier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$200,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$200,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%
Third Degree Burns - Head
100%
Third Degree Burns - Body
100%
Personal Accident - Temporary and Total Disablement
Weekly Income Benefit
S$200
Personal Accident - Temporary and Partial Disablement
Weekly Income Benefit
S$100
Medical Expenses - Medical Expenses
Medical, Surgical, Hospital, Nursing Home
S$5,000
Chinese Physician
S$500
Medical Expenses - Daily Hospitalisation Cash Benefit
Daily Hospitalisation Benefit
S$200 / day
Medical Expenses - Recuperation Benefit
Recuperation Benefit
Medical Expenses - Bereavement Grant
Bereavement Grant
S$2,000
Extra Benefits - Loss and Damage to Clothing and Personal Belongings
Loss and Damage to Clothing and Personal Belongings
Extra Benefits - Renewal Bonus
Renewal Bonus
Extra Benefits - Terrorism
Terrorism
Extra Benefits - Reservist Training
Reservist Training
Extra Benefits - Riot and Strike
Riot and Strike
Extra Benefits - Motorcycling
Motorcycling
Extra Benefits - Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Extra Benefits - Disappearance
Disappearance
Extra Benefits - Exposure
Injury suffers, death or disablement as a result of exposure to the natural elements
Extra Benefits - Amateur Sports
Amateur Sports

PACare Plus Enhanced Exclusive 2 Adult Plan

This is a premier plan offered by Liberty. Access to 24-Hour Liberty Helpline if you require medical assistance while on a trip overseas. This plan also provides medical reimbursement coverage for infectious disease.

Benefit List

Personal Accident - Death
Accidental Death
S$500,000
Personal Accident - Permanent and Total Disablement
Permanent and Total Disablement
S$500,000
Personal Accident - Permanent and Partial Disablement
Loss of one limb (hands or legs)
100%
Loss of both limbs (hands or legs)
100%
Loss of sight in both eyes
100%
Loss of sight in one eye except for perception of light
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in one ear
15%
Loss of speech
50%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - one phalanx or two phalanges
10%
Loss of finger - three phalanges
4%
Loss of finger - two phalanges
3%
Loss of finger - one phalanx
2%
Loss of all toes of one foot
14%
Loss of great toe - one phalanx or two phalanges
2%
Loss of any toe other than great toe - one phalanx or two phalanges
1%