Insurance Market
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Sompo Maid Insurance ( MaidEase )

Sompo Maid Insurance ( MaidEase ) covers these benefits:

  • Worldwide Personal Accident whereby up to S$70,000 is paid for accidental death or permanent disablement
  • Hospital and Surgical Expenses (including treatment) from Public and Private Hospitals in Singapore as well as Hospitals outside Singapore
  • Waiver of Counter Indemnity which limits your liability to S$250 (instead of S$5,000), so long as you are not the cause of the breach of the S$5,000 Security Bond
  • Domestic Helper Liability which covers your domestic helper’s unforeseen negligence resulting in accidental bodily injury or accidental property damage. This policy covers your legal liability to compensate the third party
  • Repatriation Expenses are covered for reasonable expenses incurred should you need to send your domestic helper to her home country upon accidental bodily injury, sickness or disease of whatsoever nature

Schedule of Benefits

Section / Schedule of Benefits Aggregate Limit Per Policy Period
Deluxe Superior
1. Worldwide Personal Accident
Death OR $60,000 $70,000
Additional Indemnity for death from accident in Dwelling $62,500 $75,000
Permanent Disablement As per scale stated in the Policy As per scale stated in the Policy
Medical Expenses including 
Dental treatment resulting from injury due to an accident
$1,000 $2,500
Treatment by Chinese Physicians $100 per treatment $150 per treatment
Treatment for Dengue Fever $100 $250
Ambulance Services $100 $100
2. Repatriation Expenses $10,000 $10,000
3. Hospital and Surgical Expenses
including Day Surgery, 90 days Pre and Post-Hospitalisation treatment at
Subject to Annual Limit
$30,000 subject to $15,000 per annum (Worldwide) $40,000 subject to $20,000 per annum (Worldwide)
Singapore Public Hospital 100% 100%
Private Hospital in Singapore 55% 55%
Hospital outside Singapore 55% 55%
4. Wages Compensation & Levy Reimbursement (up to 60 days) $15 per day $30 per day
5. Alternative Help Benefit (up to 30 days) N.A. $15 per day
6. Recuperation Benefit for each day of hospitalisation (up to 60 days) N.A. $20 per day
7. Domestic Helper Liability $2,500 $5,000
8. Dread Diseases N.A. $2,000
9. Termination Expenses and Re-Hiring Expenses (up to 90 days) $250 $500
10. Domestic Helper’s Belongings $250 $500
11. Special Grant $1,000 $3,000
12. Fidelity Guarantee N.A. $1,000
Letter of Guarantee / Waiver of Counter Indemnity
13. Letter of Guarantee to the Ministry of Manpower $5,000 $5,000
14. Waiver of Counter Indemnity for Letter of Guarantee $5,000 subject to excess of $250 $5,000 subject to excess of $250

 

Premium

Insurance Premium (Inclusive 7% GST) Deluxe Superior
Insurance Benefits Only $ 230.05 $ 288.90
Insurance + Letter of Guarantee  $ 278.20 $ 337.05
Insurance + Letter of Guarantee+Waiver of Counter Indemnity  $ 331.70 $ 390.55 

 

Our premium rating is computed for 24 months period in line with Work Permit Period. We do not charge any premium for the additional 2 months buffer period required by MOM for the current work permit. As such, these additional 2 months cannot be transferred to the next Work Permit renewal period or extension period.
 

Performance bond Premium *Propose to have*

Premium (Inclusive 7% GST)
$2,000 Performance bond to Philippines Embassy
(applicable when applying through an accredited maid agency)
$ 48.15
$7,000 Performance bond to Philippines Embassy
(applicable for direct hiring)
$ 80.25

 

Eligibility

Cover is intended for employers in Singapore who are:

  • Singaporean, or
  • Singapore Permanent Residents or
  • Foreigners on Employment Pass or holding passes with at least 12 months validity remaining from the proposed inception date of the application