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MSIG Maid Insurance plans and promotions in Singapore 2023

MSIG Maid Insurance Plans

MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Singapore"), a member of the MS&AD Insurance Group, is one of Singapore’s leading general insurers. With a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. Wholly owned by MSIG Holdings (Asia) Pte. Ltd., MSIG Singapore holds an A+/Stable financial rating by Standard & Poor’s. MS&AD Insurance Group was formed in April 2010 from the business integration of the Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co. Ltd., and Nissay Dowa General Insurance Co., Ltd. Today MS&AD is one of the largest general insurance groups in the world with presence in 42 countries and regions, 17 of which are in Asia. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.

MaidPlus Classic (with Security Bond) Plan

A basic policy with no frills and modest coverage limits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
2%
Loss of other toe (two sections)
1%
Loss of other toe (one section)
1%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$30,000 p.a.
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$2,000
Traditional Chinese Medicine
S$100
Other Benefits - General Coverage
Maid’s Personal Belongings
S$300
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$10,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30 per day (Max 45 days)
Repatriation Expenses
S$15,000
Replacement Benefit
S$500
Special Grant
S$3,000
Termination Expenses, Re-hiring Expenses
S$600

MaidPlus Premier (with Security Bond) Plan

A basic policy with no frills and modest coverage limits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
2%
Loss of other toe (two sections)
1%
Loss of other toe (one section)
1%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$50,000 p.a.
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$3,000
Traditional Chinese Medicine
S$100
Other Benefits - General Coverage
Maid’s Personal Belongings
S$500
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$20,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30 / day
Repatriation Expenses
S$20,000
Replacement Benefit
S$750
Special Grant
S$3,000
Termination Expenses, Re-hiring Expenses
S$600

MaidPlus Standard (with Security Bond) Plan

A basic policy with no frills and modest coverage limits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
2%
Loss of other toe (two sections)
1%
Loss of other toe (one section)
1%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$15,000 p.a.
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$1,000
Traditional Chinese Medicine
S$100
Other Benefits - General Coverage
Maid’s Personal Belongings
S$300
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$5,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30 per day (Max 30 days)
Repatriation Expenses
S$10,000
Replacement Benefit
S$500
Special Grant
S$2,000
Termination Expenses, Re-hiring Expenses
S$300
Learn more about these policies from
Policy Wording DocumentRead Now
Policy BrochureRead Now
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