Insurance Market
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Liberty Maid Insurance plans and promotions in Singapore 2019

Liberty Maid Insurance Plans

Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium. It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.

MaidCare Plan 1 (with Security Bond) Plan

A package covering the bare minimum legal requirement.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
1%
Loss of other toe (two sections)
Loss of other toe (one section)
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 p.a.
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$1,000
Traditional Chinese Medicine
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$10000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
Repatriation Expenses
$10,000
Replacement Benefit
Special Grant
Termination Expenses, Re-hiring Expenses

MaidCare Plan 2 (with Security Bond) Plan

A basic package with minimal essential coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
1%
Loss of other toe (two sections)
Loss of other toe (one section)
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$15,000 p.a.
Recuperation Benefits
$1,200
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$2,000
Traditional Chinese Medicine
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
$2,500
Fidelity Guarantee
Third Party Liability
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30
Repatriation Expenses
$10,000
Replacement Benefit
$350
Special Grant
$1,000
Termination Expenses, Re-hiring Expenses

MaidCare Plan 3 (with Security Bond) Plan

A broad package with average coverage.

Benefit List

Personal Accident - Death
Death
$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
100%
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
50%
Loss of hearing in both ears
75%
Loss of hearing in a ear
15%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
4%-10%
Loss of finger (two sections)
3%-8%
Loss of finger (one section)
2%-4%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
1%
Loss of other toe (two sections)
Loss of other toe (one section)
Medical Expenses - General Coverage
Hospital and Surgical Expenses
$30,000 p.a.
Recuperation Benefits
$1,800
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$3,000
Traditional Chinese Medicine
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
$5,000
Fidelity Guarantee
Third Party Liability
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30
Repatriation Expenses
$10,000
Replacement Benefit
$500
Special Grant
$3,000
Termination Expenses, Re-hiring Expenses
Learn more about these policies from
Policy Wording DocumentRead Now
Policy BrochureRead Now