Insurance Market
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HL Assurance Maid Insurance

HL Assurance Maid Insurance Plans

HL Assurance is a member of Hong Leong Group, a conglomerate based in Malaysia with diversified businesses in banking and financial services, manufacturing and distribution, property development and investments, hospitality and leisure, and principal investment with presence in Asia, Europe, North America and Oceania. They are a general direct insurer. HL uses various forms of distribution including direct writing.

Maid Protect360 Basic ( With Security Bond ) Plan

A middle of the road policy with a few extra benefits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
25%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
10% ~ 15%
Loss of finger (two sections)
7% ~ 10%
Loss of finger (one section)
3% ~ 5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$15,000
Recuperation Benefits
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$1,000
Traditional Chinese Medicine
Other Benefits - General Coverage
Maid’s Personal Belongings
Critical illnesses
Fidelity Guarantee
Third Party Liability
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
Repatriation Expenses
S$10,000
Replacement Benefit
S$200
Special Grant
Termination Expenses, Re-hiring Expenses

Maid Protect360 Enhanced ( With Security Bond ) Plan

A fairly comprehensive policy with a few extra benefits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
25%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
10% ~ 15%
Loss of finger (two sections)
7% ~ 10%
Loss of finger (one section)
3% ~ 5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$20,000
Recuperation Benefits
S$20 / day
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$2,000
Traditional Chinese Medicine
Other Benefits - General Coverage
Maid’s Personal Belongings
S$1,000
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$3,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$30 / day
Repatriation Expenses
S$10,000
Replacement Benefit
S$300
Special Grant
S$2,000
Termination Expenses, Re-hiring Expenses
$300

Maid Protect360 Premier ( With Security Bond ) Plan

A comprehensive policy with a few extra benefits.

Benefit List

Personal Accident - Death
Death
S$60,000
Personal Accident - Schedule of Compensation
Total and permanent disablement
100%
Total and permanent paralysis
Loss of two limbs
100%
Loss of a limb
100%
Partial loss of both arms
100%
Partial loss of one arm
100%
Partial loss of both legs
100%
Partial loss of one leg
100%
Loss of sight in both eyes
100%
Loss of sight in one eye
50%
Loss of lens of one eye
Loss of hearing in both ears
75%
Loss of hearing in a ear
25%
Loss of speech
50%
Loss of all fingers and thumb of one hand
50%
Loss of all fingers of one hand
40%
Loss of thumb (two sections)
25%
Loss of thumb (one section)
10%
Loss of finger (three sections)
10% ~ 15%
Loss of finger (two sections)
7% ~ 10%
Loss of finger (one section)
3% ~ 5%
Loss of all toes of one foot
15%
Loss of great toe (two sections)
5%
Loss of great toe (one section)
3%
Loss of other toe (two sections)
3%
Loss of other toe (one section)
3%
Medical Expenses - General Coverage
Hospital and Surgical Expenses
S$30,000
Recuperation Benefits
S$30 / day
Medical Expenses - Accident & Injury
Accidental Medical Expenses
S$3,000
Traditional Chinese Medicine
S$100 / year
Other Benefits - General Coverage
Maid’s Personal Belongings
S$2,000
Critical illnesses
Fidelity Guarantee
Third Party Liability
S$5,000
Reimbursement Benefit, Wage Compensation, Wages and Levy Reimbursement
S$50 / day
Repatriation Expenses
S$10,000
Replacement Benefit
S$500
Special Grant
S$3,000
Termination Expenses, Re-hiring Expenses
$500