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Etiqa Maid Insurance ( eProtect Maid )

Etiqa Maid Insurance ( eProtect Maid )

For your maid 

Personal Accident protection

  • 24-hour worldwide* protection against accidental death, permanent disablement and medical expenses

 Hospitalization and Surgical Expenses

  • Cost of treatment for inpatient treatment and day surgery due to illness or accident
  • Pre-hospitalisation and pre-day surgery charges such as diagnostic procedures and laboratory examinations
  • Cost of outpatient treatment after inpatient treatment and day surgery

Repatriation Expenses

  • Burial/cremation and conveyance to her home country
  • Conveyance to her home country as a result of being certified to be medically unfit to perform her duties following bodily injury or sickness or suicide which result in death or total permanent disablement

Critical Illness

  • Allow your maid to receive a lump sum payout in the event that she suffers from a critical illness

For You 

Termination / Re-hiring Expenses

  • Reimbursement to help you hire a replacement should your maid experience accidental death or permanent disablement

Recuperation Benefit

  • The daily benefit to help you and your maid tide over her hospitalization

 Alternative Maid Services

  • Daily benefit to help you hire alternative support while your maid is hospitalized

Wages and Levy Reimbursement

  •  Pro-rata reimbursement for your maid’s wages and levy should your maid be unfit for work caused by her hospitalization  

Maid’s Liability

  • Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your maid

Physical abuse by the maid

  • Medical expenses reimbursement in the unfortunate event of abuse by the maid to your child, elderly or a handicapped person.

Security Bond – reimbursement of indemnity paid to the insurer

  • We free you from paying S$5,000 upfront for the required Security Bond by serving as your Guarantor and providing a Letter of Guarantee to MOM
  • The reimbursement of indemnity paid to insurer option will limit your liability on the S$5,000 Security Bond to S$250. This is provided that the breach of the Security Bond is not due to your negligence or fault

 

Table of benefits

Benefits

Sum Insured (S$)
Plan A Plan B

Plan C

1. Letter of Guarantee to the Ministry of
Manpower Singapore

$5,000

$5,000

$5,000

2. Personal Accident
a. Accidental Death

$60,000

$65,000

$70,000

b. Permanent Disablement
c. Medical Expenses due to Accident or Injury

$1,000

$2,000

$3,000

3. Repatriation Expenses

$10,000

$10,000

$10,000

4. Hospitalisation & Surgical Expenses

 

(annual limit for inpatient expenses including day surgery)

$15,000

Per Year

$15,000

 

Per Year

$15,000

Per Year

5. Wages & Levy Reimbursement

 

(max. 30 days of Hospitalisation)

Up to $30

per day

Up to $30

 

per day

Up to $30

per day

6. Recuperation Benefit

 

(max. 30 days of Hospitalisation)

Up to $10

per day

Up to $15

 

per day

Up to $20

 

per day

7. Alternative Maid Services

 

(max. 30 days of Hospitalisation)

Up to $10

per day

Up to $15

 

per day

Up to $20

 

per day

8. Termination / Re-Hiring Expenses

$250

$300

$350

9. Maid’s Liability

$5,000

$7,500

$10,000

10. Special Grant

$500

$1,000

$2,000

11. Physical Abuse by Maid

Up to $5,000

Up to $5,000 Up to $5,000

Optional Coverage

Benefits Sum Insured (S$)
26 months 14 months
1. Letter of Guarantee to the Philippine Overseas Labour Office in Singapore $7,000 $7,000
2. Reimbursement of indemnity paid to insurer $5,000
(excess of $250)
$5,000
(excess of $250)
3. Additional Hospitalisation & Surgical Expenses $5,000 $5,000
$10,000 $10,000
$15,000 $15,000
$20,000 $20,000
$25,000 $25,000
4. Critical Illnesses $5,000 $5,000
$10,000 $10,000
$20,000 $20,000
5. Home Cover

 

Coverage for your home contents due to fire, burglary or theft by maid.

(Valuables are capped at 10% of sum insured)

Up to $5,000 Up to $5,000
Up to $10,000 Up to $10,000
Up to $20,000 Up to $20,000
6. Additional Maid’s Liability

 

In the event maid causes accidental bodily injury and/or accidental damage to third party.

$25,000 $25,000
$50,000 $50,000
$75,000 $75,000

 

Pricing 

Select between these 26 months or 14 months plans as below:

Plan Type Premium Rate (S$) Premium Rate
after 30% Discount (S$)
26 months
Plan A $260.96 $182.67
Plan B $282.36 $197.65
Plan C $314.46 $220.12
14 months
Plan A $184.55 $129.19
Plan B $195.25 $136.68
Plan C $222.00 $155.40
Optional Coverage Premium Rate (S$) Premium Rate
after 30% Discount (S$)
26 months
Letter of Guarantee to the Philippine Overseas Labour Office $65.00 $45.50
Reimbursement of indemnity paid to the insurer $51.50 $36.05
Top Up Hospitalisation & Surgical Expenses    
$5,000.00 $36.50 $25.55
$10,000.00 $61.00 $42.70
$15,000.00 $83.50 $58.45
$20,000.00 $112.50 $78.75
$25,000.00 $141.00 $98.70
Add-on Home cover    
Up to $5,000 $13.50 $9.45
Up to $10,000 $23.50 $16.45
Up to $20,000 $39.50 $27.65
Top Up Maid’s Liability    
$25,000 $50.00 $35.00
$50,000 $87.50 $61.25
$75,000 $126.50 $88.55
Critical Illness From $92.60 From $64.82
14 months
Letter of Guarantee to the Philippine Overseas Labour Office $65.00 $45.50
Reimbursement of indemnity paid to insurer $35.45 $24.82
Top Up Hospitalisation & Surgical Expenses    
$5,000.00 $22.50 $15.75
$10,000.00 $37.50 $26.25
$15,000.00 $50.00 $35.00
$20,000.00 $67.50 $47.25
$25,000.00 $84.50 $59.15
Add-on Home cover    
Up to $5,000 $9.50 $6.65
Up to $10,000 $16.50 $11.55
Up to $20,000 $27.50 $19.25
Top Up Maid’s Liability    
$25,000 $35.00 $24.50
$50,000 $61.25 $42.88
$75,000 $88.50 $61.95
Critical Illness From $51.80 From $36.26