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EQ Maid Insurance ( Eq Maid )

EQ Maid Insurance (EQ MAID)

This comprehensive package not only provides the benefits as required by the Ministry of Manpower (MOM) but also includes coverage that will ensure your foreign domestic worker is well taken care of.

Overview

  • Legal Liabilities

    We will indemnify you against legal liability arising from claims by your foreign domestic maid at Common Law of up to S$5,000 in any one accident / in aggregate.

  • Hospital and Surgical Expenses

    We pay up to S$30,000 in Hospital and Surgical Expenses (per year limit) in Singapore Government Restructured Hospital (6-Bedded).

  • Wages Compensation

    We pay up to S$30 per day for Wages & Levy Reimbursement (Maximum 30 days).

  • Insurance Guarantee

    We will provide a Letter of Guarantee to MOM in lieu of the S$5,000 cash deposit.

  • Personal Accident

    We pay up S$60,000 in the event of accidental death or permanent disablement.

Section Coverage

Sum Insured (Up to)

Essential

Enhanced

1 Letter of Guarantee to Ministry of Manpower, Singapore                                    S$5000
2 Personal Accident    

a) Death

S$60000

b) Permanent Disablement

As per scale in Policy

c) Medical Expenses

S$2000 S$3000
3 Hospital and Surgical Expenses S$15,000 per Annum S$30,000 per Annum
4 Daily Benefit (Maximum 60 days) S$20 per day S$30 per day
5 Repatriation Expenses S$10000
6 Wages & Levy Reimbursement (Maximum 60 days) Up to S$30 per day
7 Re-Hiring Expenses S$350 S$50
8 Outpatient Kidney Dialysis / Cancer S$2,500 (Policy Limit) 

S$5,000 (Policy Limit)

9 Special Grant S$1,000 S$3,000
10 Reimbursement of Indemnity Paid to Insurer

Optional

11 Maid’s Personal Belonging S$300
12 Employer’s Liability to Insured Maid

S$5,000 any one accident / in aggregate

13 Liability to Third Party

S$5,000 any one accident / in aggregate

  Premium Payable (Inclusive of GST) For 26 Months - S$267.50

For 26 Months - S$374.50

For 14 Months - S$200.63

For 14 Months - S$280.88