MSIG offers only one plan called as Maid Plus for maid insurance.
Daily Wages & Levy Reimbursement
We compensate you with your helper’s daily wages for up to $30 each day for a maximum of 30 days if she is hospitalised.
Insurance Guarantee Bond
MaidPlus ensures you comply with all regulations by issuing on your behalf a Letter of Guarantee for a $5,000 security bond to the Ministry of Manpower (MOM).
Enhancement of Medical Expenses Benefit
Medical Expenses enhanced to include dengue fever (includes negative results), dental treatment and Traditional Chinese Medicine (TCM) treatment due to injury.
Personal Accident Cover
Lump-sum payout in the event of the death of your helper during the course of employment.
Alternative Domestic Help Benefit
Hiring fees for a replacement helper.
|Benefit Sumary||Sum Insured / Limit|
|Death & Permanent Disablement||$60,000 per year|
|Medical Expenses due to the accident including:||$1,000|
|Dental Treatment||$500 (sub-limit)|
|Treatment by Chinese Physician||$100 (sub-limit)|
|Dengue Fever – Medical expenses and diagnostic test||$100 (sub-limit)|
|2||Hospital & Surgical Expenses|
|Inpatient expenses incurred in Class B2 or C ward in Singapore government hospital or re-structured hospital||$15,000 per year|
|90 days pre and post hospitalisation diagnostic services and treatment|
|3||Alternative Domestic Help Benefit Daily|
|allowance for hiring temporary help when your Maid is hospitalised due to an injury or illness||
$50 per day Max 30 days
|4||Wages & Levy Reimbursement|
|Pays you when your Maid is hospitalised due to an injury or illness||
$30 per day Max 30 days
|Reimbursement for the cost of transportation for your Maid to return to her home country following Permanent Disablement or Death||$10,000|
|Pays you if your Maid is certified unfit for work by a medical practitioner due to injury or illness||$300|
|7||Replacement Maid Expense|
|Pays the hiring fees for a replacement Maid following the termination of your Maid’s service due to death, injury or illness||$500|
|Lump sum payment following the death of your Maid during her employment in Singapore||$2,000|
|9||Liability to Third Parties|
|Covers your legal liability for the third party accidental bodily injury or property damage as a result of the negligence of your Maid in the course of and arising out of her employment in Singapore||$5,000|
|10||Maid’s Personal Belongings|
|Loss or damage to personal effects belonging to your Maid in the event of a fire, water or flood damage at your residence||$3,000|
|11||Insurance Guarantee Bond – Ministry of Manpower|
|Singapore Letter of Guarantee for a $5,000 security bond on your behalf to the Ministry of Manpower (MOM)||$5,000|
|Basic Plan Premium||$267.50|
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