Insurance Market
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Tokio Marine Home Insurance

Tokio Marine Home Insurance Plans

Tokio Marine Insurance Singapore Ltd. has a leading presence in Singapore’s general insurance industry. With a paid-up capital of S$100 million and total shareholders’ equity exceeding S$360 million, they are rated ‘A+’ by the international rating agency, Standard & Poor’s. By providing you with a varied array of general insurance plans, they are able to adapt to the wide ranging needs of their clientele, consisting of both individuals and corporations. Through their dedication to service excellence and expertise in general insurance, they strive to be your preferred insurance partner by providing you with quality insurance solutions to meet your needs.

TM Flexi-Home Enhanced (Home Content) Plan

A reasonably priced, simple no frill plan with key basic coverage in place

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$5,000
Risk Coverage
All risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$500
Pedal cycles
S$300
Contents in transit (per item)
20% of Sum Assured
Title deeds
S$750
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
S$250
Food and drinks
S$250
Professional movers
S$6,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Not Applicable
Renovations, fixtures & fittings
Not Applicable
Buildings
Not Applicable
Risk Coverage
Not Applicable
Basis of Settlement
Not Applicable
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
Security system
Fire fighting appliances
S$1,000
Loss of rent/alternative accomodation
S$20,000
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Fixed glass
Subjected to excess
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Not applicable
Loss of rent/ alternative accomodation
S$300 per day, up to a maximum of S$20,000
Public authorities
Compliance costs
Restoration costs
Not applicable
Other charges
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
Limit of indemnity
S$20,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

TM Flexi-Home Enhanced (Insured Perils Building) Plan

A reasonably priced, simple no frill plan with key basic coverage in place

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$5,000
Risk Coverage
All risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$500
Pedal cycles
S$300
Contents in transit (per item)
20% of Sum Assured
Title deeds
S$750
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
S$250
Professional movers
S$6,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
Security system
Fire fighting appliances
S$1,000
Loss of rent/alternative accomodation
S$20,000
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Fixed glass
Subjected to excess
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Covered under Building
Loss of rent/ alternative accomodation
S$300 per day, up to a maximum of S$20,000
Public authorities
Compliance costs
Restoration costs
Covered under Building
Other charges
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
Hospitalisation
Limit of indemnity
S$20,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

TM Flexi-Home Enhance (All Risk Building) Plan

A reasonably priced, simple no frill plan with key basic coverage in place

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$5,000
Risk Coverage
All risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$500
Pedal cycles
S$500
Contents in transit (per item)
20% of Sum Assured
Title deeds
S$750
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
S$250
Professional movers
S$6,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
All risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Covered
Locks & keys
Security system
Fire fighting appliances
S$1,000
Loss of rent/alternative accomodation
S$20,000
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Fixed glass
Subjected to excess
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Covered under Building
Loss of rent/ alternative accomodation
S$300 per day, up to a maximum of S$20,000
Public authorities
Compliance costs
Restoration costs
Covered under Building
Other charges
Professional fees
10% of sum assured
Removal of debris
10% of sum assured
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
Limit of indemnity
S$20,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess