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Sompo Home Insurance

Sompo Home Insurance Plans

Originating from Japan and operating for over a century, Sompo has been in Singapore since 1989. We provide individuals and companies with comprehensive and affordable insurance in Singapore.<br><br> At the heart of what we do is our commitment to deliver our best service to our customers. More than just providing comprehensive coverage, we aim to be our customers' trusted partner when it comes to protecting what they value and treasure most. Because, above all, their well-being is what we collectively work for.

Home Bliss: Solution A Standard (Cosy) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
$2,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
Professional movers
Home Contents - Identity Fraud
Cover
S$2,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$10,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$8,000
Removal of debris
S$10,000
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$8,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$8,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$8,000
Removal of debris
S$8,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution A Standard (Serene) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
S$2,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
Professional movers
Home Contents - Identity Fraud
Cover
S$4,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$16,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$12,000
Removal of debris
S$16,000
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$12,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$12,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$12,000
Removal of debris
S$12,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or Replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution A Standard (Luxury) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
S$2,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
Professional movers
Home Contents - Identity Fraud
Cover
S$6,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$26,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$20,000
Removal of debris
S$26,000
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$20,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$20,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$20,000
Removal of debris
S$20,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution A Enhanced (Cosy) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
S$2,500
Risk Coverage
All Risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
S$3,000
Title deeds
S$750
Domestic servant's property
S$1,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$200
Professional movers
S$1,500
Home Contents - Identity Fraud
Cover
S$2,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$10,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$8,000
Removal of debris
S$10,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$2,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$8,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$8,000
Removal of debris
S$8,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution A Enhanced (Serene) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
S$2,500
Risk Coverage
All Risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
S$6,000
Title deeds
S$750
Domestic servant's property
S$1,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$200
Professional movers
S$1,500
Home Contents - Identity Fraud
Cover
S$4,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$16,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$12,000
Removal of debris
S$16,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$4,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$12,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$12,000
Removal of debris
S$12,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution A Enhanced (Luxury) Plan

A policy with broad coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
S$2,500
Risk Coverage
All Risks
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
S$9,000
Title deeds
S$750
Domestic servant's property
S$1,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$200
Professional movers
S$1,500
Home Contents - Identity Fraud
Cover
S$4,000
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$5,000
Locks & keys
S$750
Security system
S$500
Fire fighting appliances
S$26,000
Loss of rent/alternative accomodation
Up to S$50,000
Professional fees
S$20,000
Removal of debris
S$26,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$6,000
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
S$20,000
Compliance costs
Restoration costs
Other charges
Professional fees
S$20,000
Removal of debris
S$20,000
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Up to sum insured or replacement cost
Wearing apparel
Replacement cost
Claim excess
S$100

Home Bliss: Solution B Standard (Tenants Only) Plan

A flexible policy that only covers home contents. Useful for tenants who don't require renovations & fixtures cover.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Up to replacement cost
Pedal cycles
S$500
Contents in transit (per item)
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
Food and drinks
Professional movers
Home Contents - Identity Fraud
Cover
S$2,500
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Basis of Settlement
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
Security system
Fire fighting appliances
Loss of rent/alternative accomodation
Professional fees
Removal of debris
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Up to S$50,000
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
10% of Sum Assured or S$2,500
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$250
Limit of indemnity
S$2,500
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$1,000
Specified articles
Actual Cost
Wearing apparel
Actual Cost
Claim excess
S$100
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