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QBE Home Insurance

QBE Home Insurance Plans

QBE Singapore is a subsidiary of QBE Insurance Group Limited from Australia. QBE Insurance Group Limited is Australia's largest global insurer with over 16000 employees in 52 countries and is ranked in the top 25 of the world's general insurers. QBE is listed at the ASX stock exchange in Sydney. The Singapore branch was established ias early as1891. In 2000 QBE acquired ING’s general insurance business in Singapore and four years later Zurich’s general insurance business in Singapore. Focus in the personal insurance space is on Domestic Property, Personal Accident and Travel. For distribution they use brokers, agents and an online portal.

QBE Home Plus Standard Plan

A comprehensive policy which covers Property Owner's Liability and Occupier's Liability.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$40,000
Limit of indemnity for unspecified articles
S$2,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Covered
Contents in transit (per item)
15% of sum insured
Title deeds
S$2,000
Domestic servant's property
S$40,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$500
Professional movers
S$5,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$75,000
Renovations, fixtures & fittings
S$75,000
Buildings
S$500,000
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$1,000
Security system
Fire fighting appliances
10% of the Sum insured
Loss of rent/alternative accomodation
S$18,750
Professional fees
10% of sum insured
Removal of debris
10% of sum insured
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
25% of the sum insured
Public authorities
Compliance costs
Restoration costs
S$75,000
Other charges
Professional fees
10% of the sum insured
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
S$1,000,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$25,000
Hospitalisation
Limit of indemnity
S$25,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$2,000
Specified articles
S$2,000
Wearing apparel
S$2,000
Claim excess
S$100

QBE Home Plus Basic Plan

A very comprehensive policy which covers Property Owner's Liability and Occupier's Liability.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$20,000
Limit of indemnity for unspecified articles
S$1,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Covered
Contents in transit (per item)
15% of the sum insured
Title deeds
S$2,000
Domestic servant's property
S$20,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$500
Professional movers
S$5,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$50,000
Renovations, fixtures & fittings
S$50,000
Buildings
S$25,0000
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$1,000
Security system
Fire fighting appliances
10% of the Sum insured
Loss of rent/alternative accomodation
25% of sum insured
Professional fees
10% of sum insured
Removal of debris
10% of sum insured
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
25% of the sum insured
Public authorities
Compliance costs
Restoration costs
S$50,000
Other charges
Professional fees
10% of the sum insured
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
S$1,000,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$25,000
Hospitalisation
Limit of indemnity
S$25,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$2,000
Specified articles
S$2,000
Wearing apparel
S$2,000
Claim excess
S$100

QBE Home Plus Super Plan

A comprehensive policy which covers Property Owner's Liability and Occupier's Liability.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$60,000
Limit of indemnity for unspecified articles
S$3,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Covered
Contents in transit (per item)
15% of sum insured
Title deeds
S$2,000
Domestic servant's property
S$60,000
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$500
Professional movers
S$5,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$100,000
Renovations, fixtures & fittings
S$100,000
Buildings
S$1,000,000
Risk Coverage
All Risks
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$1,000
Security system
Fire fighting appliances
10% of the Sum insured
Loss of rent/alternative accomodation
25% of sum insured
Professional fees
10% of the Sum insured
Removal of debris
10% of sum insured
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
25% of the sum insured
Public authorities
Compliance costs
Restoration costs
S$100,000
Other charges
Professional fees
10% of the sum insured
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
S$1,000,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$25,000
Hospitalisation
Limit of indemnity
S$25,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
S$2,000
Specified articles
S$2,000
Wearing apparel
S$2,000
Claim excess
S$100
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