Insurance Market
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MSIG Home Insurance plans and promotions in Singapore 2019

MSIG Home Insurance Plans

MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Singapore"), a member of the MS&AD Insurance Group, is one of Singapore’s leading general insurers. With a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. Wholly owned by MSIG Holdings (Asia) Pte. Ltd., MSIG Singapore holds an A+/Stable financial rating by Standard & Poor’s. MS&AD Insurance Group was formed in April 2010 from the business integration of the Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co. Ltd., and Nissay Dowa General Insurance Co., Ltd. Today MS&AD is one of the largest general insurance groups in the world with presence in 42 countries and regions, 17 of which are in Asia. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.

Enhanced HomePlus Standard Plan

A fairly comprehensive policy. It is worthwhile to look at the details of this policy to see if it fits your requirements.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$50,000
Limit of indemnity for unspecified articles
S$1,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$500
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$75,000
Renovations, fixtures & fittings
S$75,000
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$2,000
Loss of rent/alternative accomodation
Up to 10% of Sum Insured Under Home Contents and Renovations
Professional fees
Removal of debris
Up to 5% of Sum Insured Under Home Contents and Renovations
Fixed glass
S$1,000
Conservancy
S$500
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$4,500
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

Enhanced HomePlus Superior Plan

A fairly comprehensive policy. It is worthwhile to look at the details of this policy to see if it fits your requirements.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$80,000
Limit of indemnity for unspecified articles
S$1,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$500
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
S$750
Food and drinks
S$750
Professional movers
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$115,000
Renovations, fixtures & fittings
S$75,000
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$750
Security system
S$750
Fire fighting appliances
S$3,000
Loss of rent/alternative accomodation
Up to 10% of Sum Insured Under Home Contents and Renovations
Professional fees
Removal of debris
Up to 5% of Sum Insured Under Home Contents and Renovations
Fixed glass
S$1,500
Conservancy
S$750
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$30,000
Hospitalisation
S$6,750
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$750
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

Enhanced HomePlus Ultimate Plan

A fairly comprehensive policy. It is worthwhile to look at the details of this policy to see if it fits your requirements.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$120,000
Limit of indemnity for unspecified articles
S$1,500
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$500
Title deeds
Domestic servant's property
Visitor's personal effects
Loss of money, ATM cards, credit cards
S$750
Food and drinks
S$750
Professional movers
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$150,000
Renovations, fixtures & fittings
S$75,000
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$750
Security system
S$750
Fire fighting appliances
S$3,000
Loss of rent/alternative accomodation
Up to 10% of Sum Insured Under Home Contents and Renovations
Professional fees
Removal of debris
Up to 5% of Sum Insured Under Home Contents and Renovations
Fixed glass
S$1,500
Conservancy
S$750
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$30,000
Hospitalisation
S$6,750
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Key possession
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Drainage system
Water pipes
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Air-conditioning engineering assistance
Pest control services
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$750
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess
Learn more about these policies from
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