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Liberty Home Insurance plans and promotions in Singapore 2019

Liberty Home Insurance Plans

Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium. It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.

Home Care Plan A Plan

A comprehensive policy with the key events covered. Also provides First Loss basis for Home Contents & Buildings and Renovation and All Risk Cover for Home Contents.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$15,000
Limit of indemnity for unspecified articles
S$15,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$5,000
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
S$15,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$50,000
Renovations, fixtures & fittings
S$50,000
Buildings
S$50,000
Risk Coverage
Insured Perils
Basis of Settlement
First Loss
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$5,000
Loss of rent/alternative accomodation
S$5,000
Professional fees
S$5,000
Removal of debris
S$2,500
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$5,000
Loss of rent/ alternative accomodation
S$5,000
Public authorities
S$50,000
Compliance costs
Restoration costs
S$50,000
Other charges
Professional fees
S$5,000
Removal of debris
S$2,500
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
S$500,000
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$50,000
Hospitalisation
Limit of indemnity
S$50,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
S$100
Key possession
S$100
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
S$100
Drainage system
S$100
Water pipes
S$100
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
S$100
Air-conditioning engineering assistance
S$100
Pest control services
S$100
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

Home Care Plan B Plan

A comprehensive policy with the key events covered. Also provides First Loss basis for Home Contents & Buildings and Renovation and All Risk Cover for Home Contents.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$40,000
Limit of indemnity for unspecified articles
S$40,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$5,000
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
S$40,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$100,000
Renovations, fixtures & fittings
S$100,000
Buildings
S$100,000
Risk Coverage
Basis of Settlement
First Loss
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$10,000
Loss of rent/alternative accomodation
S$10,000
Professional fees
S$10,000
Removal of debris
S$5,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$10,000
Loss of rent/ alternative accomodation
S$10,000
Public authorities
S$100,000
Compliance costs
Restoration costs
S$100,000
Other charges
Professional fees
S$10,000
Removal of debris
S$5,000
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
S$500,000
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$50,000
Hospitalisation
Limit of indemnity
S$100,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
S$100
Key possession
S$100
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
S$100
Drainage system
S$100
Water pipes
S$100
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
S$100
Air-conditioning engineering assistance
S$100
Pest control services
S$100
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

Home Care Plan C Plan

A comprehensive policy with the key events covered. Also provides First Loss basis for Home Contents & Buildings and Renovation and All Risk Cover for Home Contents.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$50,000
Limit of indemnity for unspecified articles
S$50,000
Risk Coverage
All Risks
Basis of Settlement
First Loss
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$5,000
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
S$50,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$200,000
Renovations, fixtures & fittings
S$200,000
Buildings
S$200,000
Risk Coverage
Basis of Settlement
First Loss
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$20,000
Loss of rent/alternative accomodation
S$20,000
Professional fees
S$20,000
Removal of debris
S$10,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
S$20,000
Loss of rent/ alternative accomodation
S$20,000
Public authorities
S$200,000
Compliance costs
Restoration costs
S$200,000
Other charges
Professional fees
S$20,000
Removal of debris
S$10,000
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
S$500,000
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$50,000
Hospitalisation
Limit of indemnity
S$200,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
S$100
Key possession
S$100
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
S$100
Drainage system
S$100
Water pipes
S$100
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
S$100
Air-conditioning engineering assistance
S$100
Pest control services
S$100
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess
Learn more about these policies from
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