Insurance Market
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EQ Home Insurance plans and promotions in Singapore 2019

EQ Home Insurance Plans

EQ Insurance Company Limited is a homegrown general insurance provider. We built our initial insurance success through the construction-related industry and have since grown to underwrite all classes of non-life insurances, including motor, property, casualty, finpro (trade credit, professional indemnity), marine as well as accident and health insurance to a diverse group of personal and commercial clients. Backed by a strong management team with more than 350 years of combined insurance experience, we are a rapidly growing company and we partner primarily with agents, brokers and financial advisers in our professional services to develop solutions for the customers. Throughout our history, we have consistently delivered on our promises to our partners and customers.

EQ HomeGUARD Essential Plan

This is fairly comprehensive policy offering some extensions to certain coverages. They have a very good home care assistance services benefit.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$1,000
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
Up to sum assured
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$5,000
Loss of rent/alternative accomodation
S$5,000
Professional fees
S$5,000
Removal of debris
S$5,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
10% of Total sum insured
Loss of rent/ alternative accomodation
10% of the sum insured of each section
Public authorities
10% of Building sum insured
Compliance costs
Restoration costs
Other charges
Professional fees
10% of sum insured of each Section
Removal of debris
10% of the sum insured of each section
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$50,000
Hospitalisation
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

EQ HomeGUARD Deluxe Plan

This is fairly comprehensive policy offering some extensions to certain coverages. They have a very good home care assistance services benefit.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$1,000
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
Up to sum assured
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$10,000
Loss of rent/alternative accomodation
S$10,000
Professional fees
S$10,000
Removal of debris
S$10,000
Fixed glass
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
10% of Total sum insured
Loss of rent/ alternative accomodation
10% of sum insured of each section
Public authorities
10% of Building sum insured
Compliance costs
Restoration costs
Other charges
Professional fees
10% of the sum insured of each section
Removal of debris
10% of the sum insured for each section
Family Personal Liability - Scope of cover
Eligibility
S$750,000
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
Up to S$50,000
Hospitalisation
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess

EQ HomeGUARD Superior Plan

This is fairly comprehensive policy offering some extensions to certain coverages. They have a very good home care assistance services benefit.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
Limit of indemnity for unspecified articles
Up to S$1,000
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
Pedal cycles
Contents in transit (per item)
S$5,000
Title deeds
S$1,500
Domestic servant's property
S$500
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
Up to sum assured
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
S$3,000
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
S$20,000
Loss of rent/alternative accomodation
S$20,000
Professional fees
S$20,000
Removal of debris
$20,000
Fixed glass
Conservancy
$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
10% of Total sum insured
Loss of rent/ alternative accomodation
10% of the sum insured of each section
Public authorities
10% of the Building sum insured
Compliance costs
Restoration costs
Other charges
Professional fees
10% of the sum insured of each section
Removal of debris
10% of the sum insured of each section
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
Up to S$50,000
Hospitalisation
Limit of indemnity
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess