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Allied Home Insurance

Allied Home Insurance Plans

Allied World Assurance Company Holdings, AG (AWH) through its subsidiaries and brand known as Allied World, is a global provider of property, casualty and specialty insurance and reinsurance solutions. Allied World operates through a global network of offices and branches. AWH is listed at the New York stock exchange. Effective 1 April 2015, Allied World Assurance Company, Ltd acquired the general insurance business of Royal & Sun Alliance Insurance plc in Hong Kong and Singapore. Allied World is an authorised insurer in both Hong Kong and Singapore and operates in these locations via branches.

Home Protector 360 Premium Care 1 Plan

A comprehensive policy covering contents only that is suitable for tenants. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$30,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$200
Pedal cycles
S$500
Contents in transit (per item)
S$3,000
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$150
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
S$3,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
Loss of rent/alternative accomodation
Professional fees
Removal of debris
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$50/day
Limit of indemnity
S$80,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Covered
Wearing apparel
Covered
Claim excess

Home Protector 360 Premium Care 1 Plan

A comprehensive policy that is suitable for owner occupiers. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$30,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$200
Pedal cycles
S$500
Contents in transit (per item)
S$3,000
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$150
Loss of money, ATM cards, credit cards
S$500
Food and drinks
S$500
Professional movers
S$3,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$100,000
Renovations, fixtures & fittings
S$100,000
Buildings
S$100,000
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$500
Security system
S$500
Fire fighting appliances
Loss of rent/alternative accomodation
S$10,000
Professional fees
S$10,000
Removal of debris
S$10,000
Fixed glass
Covered
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
S$10,000
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
S$10,000
Removal of debris
S$10,000
Family Personal Liability - Scope of cover
Eligibility
S$500,000
Family Personal Legal liability
S$500,000
Family Personal Liability - Limit of indemnity
Compensation
S$500,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$20,000
Hospitalisation
S$50/day
Limit of indemnity
S$80,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$500
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Covered
Wearing apparel
Covered
Claim excess

Home Protector 360 Premium Care 2 Plan

A comprehensive policy covering contents only that is suitable for tenants. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$45,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$300
Pedal cycles
S$750
Contents in transit (per item)
S$4,500
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$250
Loss of money, ATM cards, credit cards
S$750
Food and drinks
S$500
Professional movers
S$4,500
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$750
Security system
S$750
Fire fighting appliances
Loss of rent/alternative accomodation
Professional fees
Removal of debris
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$750,000
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
S$750,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$30,000
Hospitalisation
S$50/day
Limit of indemnity
S$120,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$750
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Covered
Wearing apparel
Covered
Claim excess

Home Protector 360 Premium Care 2 Plan

A comprehensive policy that is suitable for owner occupiers. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$45,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$300
Pedal cycles
S$750
Contents in transit (per item)
S$4,500
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$250
Loss of money, ATM cards, credit cards
S$750
Food and drinks
S$500
Professional movers
S$4,500
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$150,000
Renovations, fixtures & fittings
S$150,000
Buildings
S$150,000
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$750
Security system
S$750
Fire fighting appliances
Loss of rent/alternative accomodation
S$15,000
Professional fees
S$15,000
Removal of debris
S$15,000
Fixed glass
Covered
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
S$15,000
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
S$15,000
Removal of debris
S$15,000
Family Personal Liability - Scope of cover
Eligibility
S$750,000
Family Personal Legal liability
S$750,000
Family Personal Liability - Limit of indemnity
Compensation
S$750,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$30,000
Hospitalisation
S$50/day
Limit of indemnity
S$120,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$750
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Covered
Wearing apparel
Covered
Claim excess

Home Protector 360 Premium Care 3 Plan

A highly comprehensive policy covering contents only that is suitable for tenants. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$90,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$600
Pedal cycles
S$1,000
Contents in transit (per item)
S$9,000
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$500
Professional movers
S$9,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
Renovations, fixtures & fittings
Buildings
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$1,000
Security system
S$1,000
Fire fighting appliances
Loss of rent/alternative accomodation
Professional fees
Removal of debris
Fixed glass
Conservancy
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
Removal of debris
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
S$1,000,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$60,000
Hospitalisation
S$50/day
Limit of indemnity
S$240,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$1,000
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Covered
Wearing apparel
Covered
Claim excess

Home Protector 360 Premium Care 3 Plan

A highly comprehensive policy that is suitable for owner occupiers. It offers multiple add-on options for more complete coverage.

Benefit List

Home Contents - General Coverage
Sum assured for Home Contents
S$90,000
Limit of indemnity for unspecified articles
Up to S$3,500 per item
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Home Contents - Extentions (Additional Cover) to home contents
Portable electronic devices
S$600
Pedal cycles
S$1,000
Contents in transit (per item)
S$9,000
Title deeds
Domestic servant's property
Covered
Visitor's personal effects
S$500
Loss of money, ATM cards, credit cards
S$1,000
Food and drinks
S$500
Professional movers
S$9,000
Home Contents - Identity Fraud
Cover
Renovations, Fixtures, Fittings & Buildings - General Coverage
Sum assured for renovations, fixtures, fittings and/or buildings
S$300,000
Renovations, fixtures & fittings
S$300,000
Buildings
S$300,000
Risk Coverage
Insured Perils
Basis of Settlement
First Loss or Full Value
Renovations, Fixtures, Fittings & Buildings - Extensions to Renovations, Fixtures & Fittings (Additional Cover)
Awnings, blinds, signs
Locks & keys
S$1,000
Security system
S$1,000
Fire fighting appliances
Loss of rent/alternative accomodation
S$30,000
Professional fees
S$30,000
Removal of debris
S$30,000
Fixed glass
Covered
Conservancy
S$1,000
Renovations, Fixtures, Fittings & Buildings - Extensions to buildings
Capital additions
Loss of rent/ alternative accomodation
S$30,000
Public authorities
Compliance costs
Restoration costs
Other charges
Professional fees
S$30,000
Removal of debris
S$30,000
Family Personal Liability - Scope of cover
Eligibility
S$1,000,000
Family Personal Legal liability
S$1,000,000
Family Personal Liability - Limit of indemnity
Compensation
S$1,000,000
Death of Policy Owner
Personal Accident for Insured & Spouse - Scope of cover
Bodily injury
S$60,000
Hospitalisation
S$50/day
Limit of indemnity
S$240,000
Twenty-four Hour Emergency Home Assistance Services - Locksmith assistance
Locked out
Covered
Key possession
Covered
Twenty-four Hour Emergency Home Assistance Services - Plumbing assistance
Water supply system
Covered
Drainage system
Covered
Water pipes
Covered
Twenty-four Hour Emergency Home Assistance Services - Other Emergency Services
Electrical assistance
Covered
Air-conditioning engineering assistance
Covered
Pest control services
Covered
Pet Dog Cover - Basic cover
Accidental death of pet dog
S$1,000
Worldwide Personal Effects Cover - Scope of cover
Unspecified articles
Specified articles
Wearing apparel
Claim excess
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