Insurance Market
Insurance market blog 2
Now Health Insurance

Now Health Insurance Plans

Now Health International is a global business with its headquarters in Hong Kong and regional service centres in Hong Kong, Shanghai, Beijing, Dubai, and the United Kingdom. Now Health International underwriting partner in Singapore is Sompo Insurance Singapore Pte. Ltd.

WorldCare Advance Plan

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$4,550,000
Hospitalization - Annual Limit
In-patient Limit
Full refund
Hospitalization - Hospital Accommodation
Hospital Accommodation
Full refund
Intensive Care
Full refund
Accommodation for Parent
Full refund
Hospitalization Cash Benefit
S$230 per night
Hospitalization - In-patient Surgery
In-patient Surgery
Full refund
Operating Theatre
Full refund
Surgical Implants
Hospitalization - Diagnostic Tests
Diagnostic Tests
Full refund
Advanced Imaging
Full refund
Hospitalization - Organ Transplant
Organ Transplant
Full refund
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Hospitalization - Rehabilitation
Rehabilitation
Full refund up to 180 days per medical condition
Hospitalization - Palliative / Hospice care
Hospice care
S$65,000 lifetime limit
Hospitalization - Home Nursing
Home Nursing
Full refund up to 45 days per medical condition
Hospitalization - Ambulance
Local Ambulance
Full refund
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Full refund
Mental Health conditions and disorders
Full refund for up to 30 days
Cancer Treatment
Full refund
Class of Ward
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Full refund
Outpatient - Medical Pracitioner Fees
Medical Fees
Full refund
Outpatient - Specialist Fees
Specialist Fees
Full refund
Outpatient - Diagnostic Tests
Diagnostic Tests
Full refund
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
Mobility Aids
S$1,950 per medical condition
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Full refund up to a maximum of 30 visits
Traditional Chinese Medicine
Full refund up to a maximum of 30 visits
Acupuncture
Full refund up to a maximum of 30 visits
Outpatient - HIV / AIDS
HIV / AIDS
S$32,500
Outpatient - Physiotherapy
Prescribed Physiotherapy
Full refund up to 30 sessions
Outpatient - Treatment
Kidney Dialysis
S$130,000
Mental Health condition and disorder, Addiction
S$3,250
Cancer
Full refund
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Full refund
Outpatient
Full refund
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Maternity - Congenital Disorder
Congenital Disorder
S$130,000
Maternity - Complications of Pregnancy
Complications
Full refund
Dental - Emergency In-patient Treatment
Emergency In-patient
Full refund
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Full refund
Evacuation & Repatriation - Medical Repatriation
Repatriation
Full refund
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Full refund, Burial or cremation: S$13,000
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Provided
Mobile App
Provided
Miscellaneous - Waiting Period
Maternity Waiting Period
12 months waiting period
Dental Waiting Period
9 months waiting period
Other Waiting Period
Applies to certain benefits
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No maximum age
Renewal Premiums
Subject to renewal terms
Miscellaneous - Portability
Portability

WorldCare Excel Plan

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$5,200,000
Hospitalization - Annual Limit
In-patient Limit
Full refund
Hospitalization - Hospital Accommodation
Hospital Accommodation
Full refund
Intensive Care
Full refund
Accommodation for Parent
Full refund
Hospitalization Cash Benefit
S$295 per night
Hospitalization - In-patient Surgery
In-patient Surgery
Full refund
Operating Theatre
Full refund
Surgical Implants
Hospitalization - Diagnostic Tests
Diagnostic Tests
Full refund
Advanced Imaging
Full refund
Hospitalization - Organ Transplant
Organ Transplant
Full refund
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Hospitalization - Rehabilitation
Rehabilitation
Full refund
Hospitalization - Palliative / Hospice care
Hospice care
S$97,500 lifetime limit
Hospitalization - Home Nursing
Home Nursing
Full refund up to 60 days per medical condition
Hospitalization - Ambulance
Local Ambulance
Full refund
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Full refund
Mental Health conditions and disorders
Full refund for up to 30 days
Cancer Treatment
Full refund
Class of Ward
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Full refund
Outpatient - Medical Pracitioner Fees
Medical Fees
Full refund
Outpatient - Specialist Fees
Specialist Fees
Full refund
Outpatient - Diagnostic Tests
Diagnostic Tests
Full refund
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
Mobility Aids
S$2,600 per medical condition
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Full refund
Traditional Chinese Medicine
Full refund
Acupuncture
Full refund
Outpatient - HIV / AIDS
HIV / AIDS
S$52,000
Outpatient - Physiotherapy
Prescribed Physiotherapy
Full refund
Outpatient - Treatment
Kidney Dialysis
S$130,000
Mental Health condition and disorder, Addiction
S$6,500
Cancer
Full refund
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Full refund
Outpatient
Full refund
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Maternity - Congenital Disorder
Congenital Disorder
S$162,500
Maternity - Complications of Pregnancy
Complications
Full refund
Dental - Emergency In-patient Treatment
Emergency In-patient
Full refund
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
S$1,300
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Full refund
Evacuation & Repatriation - Medical Repatriation
Repatriation
Full refund
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Full refund, Burial or cremation: S$19,500
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Provided
Mobile App
Provided
Miscellaneous - Waiting Period
Maternity Waiting Period
12 months waiting period
Dental Waiting Period
9 months waiting period
Other Waiting Period
Applies to certain benefits
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No maximum age
Renewal Premiums
Subject to renewal terms
Miscellaneous - Portability
Portability

WorldCare Apex Plan

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$5,850,000
Hospitalization - Annual Limit
In-patient Limit
Full refund
Hospitalization - Hospital Accommodation
Hospital Accommodation
Full refund
Intensive Care
Full refund
Accommodation for Parent
Full refund
Hospitalization Cash Benefit
S$360 per night
Hospitalization - In-patient Surgery
In-patient Surgery
Full refund
Operating Theatre
Full refund
Surgical Implants
Hospitalization - Diagnostic Tests
Diagnostic Tests
Full refund
Advanced Imaging
Full refund
Hospitalization - Organ Transplant
Organ Transplant
Full refund
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Hospitalization - Rehabilitation
Rehabilitation
Full refund
Hospitalization - Palliative / Hospice care
Hospice care
S$130,000 lifetime limit
Hospitalization - Home Nursing
Home Nursing
Full refund up to 120 days per medical condition
Hospitalization - Ambulance
Local Ambulance
Full refund
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Full refund
Mental Health conditions and disorders
Full refund for up to 30 days
Cancer Treatment
Full refund
Class of Ward
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Full refund
Outpatient - Medical Pracitioner Fees
Medical Fees
Full refund
Outpatient - Specialist Fees
Specialist Fees
Full refund
Outpatient - Diagnostic Tests
Diagnostic Tests
Full refund
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
Mobility Aids
S$3,250 per medical condition
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Full refund
Traditional Chinese Medicine
Full refund
Acupuncture
Full refund
Outpatient - HIV / AIDS
HIV / AIDS
S$65,000
Outpatient - Physiotherapy
Prescribed Physiotherapy
Full refund
Outpatient - Treatment
Kidney Dialysis
S$130,000
Mental Health condition and disorder, Addiction
S$9,750
Cancer
Full refund
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Full refund
Outpatient
Full refund
Maternity - Pregnancy & Birth
Pregnancy & Birth
S$22,750
Pre-natal
S$22,750
Post-natal
S$22,750
Maternity - Newborn Care
Newborn Care
S$22,750
Maternity - Congenital Disorder
Congenital Disorder
S$195,000
Maternity - Complications of Pregnancy
Complications
Full refund
Dental - Emergency In-patient Treatment
Emergency In-patient
Full refund
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
S$1,950
Dental - Oral Surgery
Oral Surgery
S$1,950
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
S$3,900
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Full refund
Evacuation & Repatriation - Medical Repatriation
Repatriation
Full refund
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Full refund, Burial or cremation: S$26,000
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Provided
Mobile App
Provided
Miscellaneous - Waiting Period
Maternity Waiting Period
12 months waiting period
Dental Waiting Period
9 months waiting period
Other Waiting Period
Applies to certain benefits
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No maximum age
Renewal Premiums
Subject to renewal terms
Miscellaneous - Portability
Portability