MSIG Health Insurance Plans
MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Singapore"), a member of the MS&AD Insurance Group, is one of Singapore’s leading general insurers. With a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. Wholly owned by MSIG Holdings (Asia) Pte. Ltd., MSIG Singapore holds an A+/Stable financial rating by Standard & Poor’s.
MS&AD Insurance Group was formed in April 2010 from the business integration of the Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co. Ltd., and Nissay Dowa General Insurance Co., Ltd. Today MS&AD is one of the largest general insurance groups in the world with presence in 42 countries and regions, 17 of which are in Asia. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.
Prestige Healthcare Platinum Plan
A moderately comprehensive policy with maternity as an add-on option. It offers additional benefits such as increased international cover, compassionate grant, emergency medical advice etc. However, note that outpatient benefits and coverage are low and it is subject to deductible.
Benefit List
Annual Limit - Annual Limit
Hospitalization - Annual Limit
Hospitalization - Hospital Accommodation
Hospitalization Cash Benefit
Hospitalization - In-patient Surgery
Hospitalization - Diagnostic Tests
Hospitalization - Organ Transplant
Hospitalization - Physiotherapy
Hospitalization - Rehabilitation
Hospitalization - Palliative / Hospice care
Hospitalization - Home Nursing
Hospitalization - Ambulance
Hospitalization - Treatment
Mental Health conditions and disorders
Outpatient - Annual Limit
Outpatient Limit
S$25,000 (deductible of S$100 per claim)
Outpatient - Outpatient surgery
Outpatient - Medical Pracitioner Fees
Outpatient - Specialist Fees
Outpatient - Diagnostic Tests
Outpatient - Long Term Care
Outpatient - Prosthetic Devices
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Outpatient - Physiotherapy
Outpatient - Treatment
Mental Health condition and disorder, Addiction
Prescribed Medication - Prescription Drugs
Maternity - Pregnancy & Birth
Maternity - Congenital Disorder
Maternity - Complications of Pregnancy
Dental - Emergency In-patient Treatment
Dental - Emergency Outpatient Treatment
Dental - Routine Dental Treatment
Optical - Eye Examination
Optical - Glasses & Contacts
Optical - Laser Eye Treatment
Evacuation & Repatriation - Medical Evacuation
Evacuation & Repatriation - Medical Repatriation
Evacuation & Repatriation - Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Miscellaneous - Death of family member
Miscellaneous - Waiting Period
Miscellaneous - Lifetime Limits
Miscellaneous - Portability
Prestige Healthcare Deluxe Plan
A middle of the road policy with maternity as an add-on option. It offers additional benefits such as increased international cover, compassionate grant, emergency medical advice etc. However, note that outpatient benefits and coverage are not included in this plan.
Benefit List
Annual Limit - Annual Limit
Hospitalization - Annual Limit
Hospitalization - Hospital Accommodation
Hospitalization Cash Benefit
Hospitalization - In-patient Surgery
Hospitalization - Diagnostic Tests
Hospitalization - Organ Transplant
Hospitalization - Physiotherapy
Hospitalization - Rehabilitation
Hospitalization - Palliative / Hospice care
Hospitalization - Home Nursing
Hospitalization - Ambulance
Hospitalization - Treatment
Mental Health conditions and disorders
Outpatient - Annual Limit
Outpatient - Outpatient surgery
Outpatient - Medical Pracitioner Fees
Outpatient - Specialist Fees
Outpatient - Diagnostic Tests
Outpatient - Long Term Care
Outpatient - Prosthetic Devices
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Outpatient - Physiotherapy
Outpatient - Treatment
Mental Health condition and disorder, Addiction
Prescribed Medication - Prescription Drugs
Maternity - Pregnancy & Birth
Maternity - Congenital Disorder
Maternity - Complications of Pregnancy
Dental - Emergency In-patient Treatment
Dental - Emergency Outpatient Treatment
Dental - Routine Dental Treatment
Optical - Eye Examination
Optical - Glasses & Contacts
Optical - Laser Eye Treatment
Evacuation & Repatriation - Medical Evacuation
Evacuation & Repatriation - Medical Repatriation
Evacuation & Repatriation - Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Miscellaneous - Death of family member
Miscellaneous - Waiting Period
Miscellaneous - Lifetime Limits
Miscellaneous - Portability
Prestige Healthcare Elite Plan
A basic policy with maternity as an add-on option. It offers additional benefits such as increased international cover, compassionate grant, emergency medical advice etc. However, note that outpatient benefits and coverage are not included in this plan.
Benefit List
Annual Limit - Annual Limit
Hospitalization - Annual Limit
Hospitalization - Hospital Accommodation
Hospitalization Cash Benefit
Hospitalization - In-patient Surgery
Hospitalization - Diagnostic Tests
Hospitalization - Organ Transplant
Hospitalization - Physiotherapy
Hospitalization - Rehabilitation
Hospitalization - Palliative / Hospice care
Hospitalization - Home Nursing
Hospitalization - Ambulance
Hospitalization - Treatment
Mental Health conditions and disorders
Outpatient - Annual Limit
Outpatient - Outpatient surgery
Outpatient - Medical Pracitioner Fees
Outpatient - Specialist Fees
Outpatient - Diagnostic Tests
Outpatient - Long Term Care
Outpatient - Prosthetic Devices
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Outpatient - Physiotherapy
Outpatient - Treatment
Mental Health condition and disorder, Addiction
Prescribed Medication - Prescription Drugs
Maternity - Pregnancy & Birth
Maternity - Congenital Disorder
Maternity - Complications of Pregnancy
Dental - Emergency In-patient Treatment
Dental - Emergency Outpatient Treatment
Dental - Routine Dental Treatment
Optical - Eye Examination
Optical - Glasses & Contacts
Optical - Laser Eye Treatment
Evacuation & Repatriation - Medical Evacuation
Evacuation & Repatriation - Medical Repatriation
Evacuation & Repatriation - Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Miscellaneous - Death of family member
Miscellaneous - Waiting Period
Miscellaneous - Lifetime Limits
Miscellaneous - Portability