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Cigna Health Insurance

Cigna Health Insurance Plans

Cigna is licensed by the Monetary Authority of Singapore to issue international health policies to locally registered employers, as well as individuals residing in Singapore. Our extensive network of doctors and hospitals worldwide, including our partnership with Parkway Health Group, makes Cigna the preferred choice in international health insurance.

Silver Plan

A moderately comprehensive policy offering the flexibility to tailor your plan to suit your individual needs. They are also offering optional benefits which include outpatient, medical evacuation, wellbeing and vision and dental. However, kindly note that Maternity benefit is not part of the core in this plan. *Price, deductibles, and coverage amounts based on USD converted values

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$1,390,000*
Hospitalization - Annual Limit
In-patient Limit
S$1,390,000*
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
S$1,390*
Hospitalization Cash Benefit
S$139*
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
S$4,300*
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
S$6,930*
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
Covered
Hospitalization - Physiotherapy
Prescribed Physiotherapy
S$3,470*
Hospitalization - Rehabilitation
Rehabilitation
S$3,470*
Hospitalization - Palliative / Hospice care
Hospice care
S$3,470*
Hospitalization - Home Nursing
Home Nursing
S$3,470* up to 30 days
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Covered
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
S$6,930*
Cancer Treatment
Covered
Class of Ward
Class B1/B2/C
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$4,309* per device
Mobility Aids
Medical Appliances
S$4,309* per device
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Up to S$6,950*
Cancer
Covered
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Up to S$34,750*
Maternity - Congenital Disorder
Congenital Disorder
Up to S$34,750*
Maternity - Complications of Pregnancy
Complications
Dental - Emergency In-patient Treatment
Emergency In-patient
Covered
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Evacuation & Repatriation - Medical Repatriation
Repatriation
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
1 Year
Dental Waiting Period
1 Year
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Mental health conditions
Miscellaneous - Renewal
Maximum Renewable Age
120 years old
Renewal Premiums
Miscellaneous - Portability
Portability
Yes with limitations

Gold Plan

A comprehensive policy offering the flexibility to tailor your plan to suit your individual needs. They are also offering optional benefits which include outpatient, medical evacuation, wellbeing and vision and dental. Note that maternity benefit forms part of the core plan. *Price, deductibles, and coverage amounts based on USD converted values.

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$2,780,000*
Hospitalization - Annual Limit
In-patient Limit
S$2,780,000*
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
S$1,390*
Hospitalization Cash Benefit
S$139*
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
S$4,230* per device
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
S$13,850*
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
Covered
Hospitalization - Physiotherapy
Prescribed Physiotherapy
S$6,930*
Hospitalization - Rehabilitation
Rehabilitation
S$6,930*
Hospitalization - Palliative / Hospice care
Hospice care
S$6,930*
Hospitalization - Home Nursing
Home Nursing
S$6,930* up to 30 days
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Covered
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
S$13,850*
Cancer Treatment
Covered
Class of Ward
Class A
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$4,309* per device
Mobility Aids
Medical Appliances
S$4,309* per device
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Up to S$13,900*
Cancer
Covered
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
S$9,730*
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Up to S$104,250*
Maternity - Congenital Disorder
Congenital Disorder
Up to S$27,800*
Maternity - Complications of Pregnancy
Complications
Up to S$19,460*
Dental - Emergency In-patient Treatment
Emergency In-patient
Covered
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Evacuation & Repatriation - Medical Repatriation
Repatriation
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
1 Year
Dental Waiting Period
1 Year
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Mental health conditions
Miscellaneous - Renewal
Maximum Renewable Age
120 years old
Renewal Premiums
Miscellaneous - Portability
Portability
Yes with limitations

Platinum Plan

A very comprehensive policy offering the flexibility to tailor your plan to suit your individual needs. They are also offering optional benefits which include outpatient, medical evacuation, wellbeing and vision and dental. Note that maternity benefit forms part of the core plan. *Price, deductibles, and coverage amounts based on USD converted values

Benefit List

Annual Limit - Annual Limit
Annual Limit
Unlimited
Hospitalization - Annual Limit
In-patient Limit
Unlimited
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
Covered
Hospitalization Cash Benefit
S$280*
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
S$4,300*
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
Covered
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
Covered
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Covered
Hospitalization - Rehabilitation
Rehabilitation
Covered
Hospitalization - Palliative / Hospice care
Hospice care
Covered
Hospitalization - Home Nursing
Home Nursing
Covered
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Covered
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
Covered
Cancer Treatment
Covered
Class of Ward
Class A
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$4,309* per device
Mobility Aids
Medical Appliances
S$4,309* per device
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Covered
Cancer
Covered
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
S$19,460*
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Up to S$216,840*
Maternity - Congenital Disorder
Congenital Disorder
Up to S$27,800*
Maternity - Complications of Pregnancy
Complications
S$19,460*
Dental - Emergency In-patient Treatment
Emergency In-patient
Covered
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Evacuation & Repatriation - Medical Repatriation
Repatriation
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Advance cost of bail
Translation of legal documents
Miscellaneous - Personal Effects Stolen
Cash advance
Urgent Messages
Miscellaneous - Death of family member
Home Travel
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
1 Year
Dental Waiting Period
1 Year
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Mental health conditions
Miscellaneous - Renewal
Maximum Renewable Age
120 years old
Renewal Premiums
Miscellaneous - Portability
Portability
Yes with limitations
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