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April Health Insurance plans and promotions in Singapore 2019

April Health Insurance Plans

April International have been providing International Health insurance for expats in Singapore since 1997. MyHEALTH is one of the most comprehensive and flexible international insurance plans available in Singapore: comprehensive medical cover with evacuation and repatriation benefits and client focused service.April is not a insurance company but a General Managing Agent for Liberty Insurance who is the underwriter for the April policies.

Essential Plan

A more basic and affordable plan with outpatient, maternity, dental and optical as add-ons. April offers 3 levels of cover which can be mixed and matched to suit your needs. This plan is suitable for those who prefer general protection for accidents and serious medical conditions. This could be made a top up cover for your local plan by creating a combination with the other levels of Extensive and Elite.

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$2,000,000
Hospitalization - Annual Limit
In-patient Limit
S$2,000,000
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
Covered
Hospitalization Cash Benefit
S$140
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
Covered
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
Covered
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Up to 90 days following discharge from covered confinement
Hospitalization - Rehabilitation
Rehabilitation
up to 60 days
Hospitalization - Palliative / Hospice care
Hospice care
S$65,000 lifetime
Hospitalization - Home Nursing
Home Nursing
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
up to 30 days
Cancer Treatment
Covered
Class of Ward
Class A
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$1,400
Mobility Aids
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
S$135,000 lifetime benefit
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Cancer
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
Maternity - Congenital Disorder
Congenital Disorder
Maternity - Complications of Pregnancy
Complications
Dental - Emergency In-patient Treatment
Emergency In-patient
Up to overall limit
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Up to overall limit
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Up to S$1,000,000 per event
Evacuation & Repatriation - Medical Repatriation
Repatriation
Up to S$1,000,000 per event
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Economy Class Air Ticket
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Economy Class Air Ticket + S$200 per night
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Covered
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Covered
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Up to S$2,500 per event
Advance cost of bail
Up to S$25,000 per event
Translation of legal documents
S$850
Miscellaneous - Personal Effects Stolen
Cash advance
S$2,500
Urgent Messages
Covered
Miscellaneous - Death of family member
Home Travel
Economy Class Airline Ticket
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
366 days
Dental Waiting Period
300 days
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No Maximum Age
Renewal Premiums
Miscellaneous - Portability
Portability
Yes

Extensive Plan

A comprehensive policy with outpatient, maternity, dental and optical as add-ons. April offers 3 levels of cover which can be mixed and matched to suit your needs. This plan is suitable for those who want a more solid coverage to manage chronic conditions. It offers a suitable protection for families.

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$4,000,000
Hospitalization - Annual Limit
In-patient Limit
S$4,000,000
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
Covered
Hospitalization Cash Benefit
S$140
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
Covered
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
Covered
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Up to 90 days following discharge from covered confinement
Hospitalization - Rehabilitation
Rehabilitation
up to 80 days
Hospitalization - Palliative / Hospice care
Hospice care
S$65,000 lifetime
Hospitalization - Home Nursing
Home Nursing
S$180 per day up to 30 days
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
up to 30 days
Cancer Treatment
Covered
Class of Ward
Class A
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$2,800
Mobility Aids
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
S$270,000 lifetime benefit
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Cancer
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
S$135,000 lifetime benefit
Maternity - Congenital Disorder
Congenital Disorder
S$135,000 lifetime benefit
Maternity - Complications of Pregnancy
Complications
Up to overall limit
Dental - Emergency In-patient Treatment
Emergency In-patient
Up to overall limit
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Up to overall limit
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Up to S$1,000,000 per event
Evacuation & Repatriation - Medical Repatriation
Repatriation
Up to S$1,000,000 per event
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Economy Class Air Ticket
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Economy Class Air Ticket + S$200 per night
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Covered
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Covered
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Up to S$2,500 per event
Advance cost of bail
Up to S$25,000 per event
Translation of legal documents
S$850
Miscellaneous - Personal Effects Stolen
Cash advance
S$2,500
Urgent Messages
Covered
Miscellaneous - Death of family member
Home Travel
Economy Class Airline Ticket
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
366 days
Dental Waiting Period
300 days
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No Maximum Age
Renewal Premiums
Miscellaneous - Portability
Portability
Yes

Elite Plan

A very comprehensive plan with outpatient, maternity, dental and optical as add-ons. April offers 3 levels of cover which can be mixed and matched to suit your needs. This plan is suitable for those who want high-end coverage.

Benefit List

Annual Limit - Annual Limit
Annual Limit
S$4,500,000
Hospitalization - Annual Limit
In-patient Limit
S$4,500,000
Hospitalization - Hospital Accommodation
Hospital Accommodation
Covered
Intensive Care
Covered
Accommodation for Parent
Covered
Hospitalization Cash Benefit
S$270
Hospitalization - In-patient Surgery
In-patient Surgery
Covered
Operating Theatre
Covered
Surgical Implants
Covered
Hospitalization - Diagnostic Tests
Diagnostic Tests
Covered
Advanced Imaging
Covered
Hospitalization - Organ Transplant
Organ Transplant
Covered
Donor expenses
S$65,000
Hospitalization - Physiotherapy
Prescribed Physiotherapy
Up to 90 days following discharge from covered confinement
Hospitalization - Rehabilitation
Rehabilitation
up to 100 days
Hospitalization - Palliative / Hospice care
Hospice care
S$65,000 lifetime
Hospitalization - Home Nursing
Home Nursing
S$180 per day up to 30 days
Hospitalization - Ambulance
Local Ambulance
Covered
Air Ambulance
Hospitalization - Treatment
Kidney Dialysis
Covered
Mental Health conditions and disorders
up to 30 days
Cancer Treatment
Covered
Class of Ward
Class A
Outpatient - Annual Limit
Outpatient Limit
Outpatient - Outpatient surgery
Surgery
Covered
Outpatient - Medical Pracitioner Fees
Medical Fees
Outpatient - Specialist Fees
Specialist Fees
Outpatient - Diagnostic Tests
Diagnostic Tests
Outpatient - Long Term Care
Long Term Care
Outpatient - Prosthetic Devices
Prosthetic Devices
S$4,100
Mobility Aids
Medical Appliances
Outpatient - Alternative Treatment
Chiropractic, osteopathy, homeopathy
Traditional Chinese Medicine
Acupuncture
Outpatient - HIV / AIDS
HIV / AIDS
S$270,000 lifetime benefit
Outpatient - Physiotherapy
Prescribed Physiotherapy
Outpatient - Treatment
Kidney Dialysis
Covered
Mental Health condition and disorder, Addiction
Cancer
Wellbeing - Health Check
Routine Health Check
Cancer Screening
Wellbeing - Vaccinations
Vaccinations
Child Immunisation
Eldery Care
Prescribed Medication - Prescription Drugs
Inpatient
Covered
Outpatient
Maternity - Pregnancy & Birth
Pregnancy & Birth
Pre-natal
Post-natal
Maternity - Newborn Care
Newborn Care
S$270,000 lifetime benefit
Maternity - Congenital Disorder
Congenital Disorder
S$270,000 lifetime benefit
Maternity - Complications of Pregnancy
Complications
Up to overall limit
Dental - Emergency In-patient Treatment
Emergency In-patient
Up to overall limit
Dental - Emergency Outpatient Treatment
Emergency Outpatient
Up to overall limit
Dental - Routine Dental Treatment
Routine Dental
Dental - Oral Surgery
Oral Surgery
Dental - Periodontics
Periodontics
Dental - Orthodontics
Orthodontics
Optical - Eye Examination
Eye Examination
Optical - Glasses & Contacts
Glasses & Contacts
Optical - Laser Eye Treatment
Laser / Lasik
Evacuation & Repatriation - Medical Evacuation
Evacuation
Up to S$1,000,000 per event
Evacuation & Repatriation - Medical Repatriation
Repatriation
Up to S$1,000,000 per event
Evacuation & Repatriation - Companion Expenses
Companion Expenses
Economy Class Air Ticket
Evacuation & Repatriation - Compassionate Visit
Travel Costs
Economy Class Air Ticket + S$200 per night
Living Allowance
Evacuation & Repatriation - Medication
Supply and Delivery of medication
Covered
Evacuation & Repatriation - Repatriation of Mortal Remains
Repatriation of Mortal Remains
Covered
Miscellaneous - Unintentional Infraction of Law
Legal Expenses
Up to S$2,500 per event
Advance cost of bail
Up to S$25,000 per event
Translation of legal documents
S$850
Miscellaneous - Personal Effects Stolen
Cash advance
S$2,500
Urgent Messages
Covered
Miscellaneous - Death of family member
Home Travel
Economy Class Airline Ticket
Miscellaneous - Claims
Direct Billing
Mobile App
Miscellaneous - Waiting Period
Maternity Waiting Period
366 days
Dental Waiting Period
300 days
Other Waiting Period
Miscellaneous - Lifetime Limits
Lifetime Limits
Miscellaneous - Renewal
Maximum Renewable Age
No Maximum Age
Renewal Premiums
Miscellaneous - Portability
Portability
Yes
Learn more about these policies from
Policy Wording DocumentRead Now
Policy BrochureRead Now