Insurance Market
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Liberty Car Insurance plans and promotions in Singapore 2019

Liberty Car Insurance Plans

Liberty Insurance Singapore is a 100% owned strategic business unit of Liberty Mutual Insurance Group. Headquartered in Boston, Liberty Mutual Insurance Group is a diversified global insurer and the 3rd largest property and casualty insurer in the U.S based on 2013 direct written premium. It ranks 78th on the Fortune 500 list of largest corporations in the U.S. based on 2014 revenue. As of 31 December 2015, Liberty Mutual Insurance Group had US$121.7 billion in consolidated assets, US$102.5 billion in consolidated liabilities and US$37.6 billion in annual consolidated revenue.

Private Car Preferred Plan

A broad car policy that has good personal accident coverage but allows repair only at Liberty approved workshops. This policy has a high amount of excess for most named and unnamed drivers. Medical expense coverage is low and the policy does not include business usage. Also, window glass is subject to an excess.

Benefit List

The Car - General Coverage
Car
Covered
Accessories & Parts
Covered
Repairs by Dealer
Covered
Repairs by workshop of your choice
Broken Window Glass
S$100
Towing upon Accident
S$300
General wear & tear
In-Transit
Covered
West Malaysia
Covered
Thailand (Within 80km)
Covered
The Car - Level of Excess
Experienced & Mature Named Driver
S$600
Experienced & Young Named Driver
S$3,600
Experienced & Mature Unnamed Driver
S$1,100
Experienced & Young Unnamed Driver
S$4,100
Inexperienced & Mature Named Driver
S$3,600
Inexperienced & Young Named Driver
S$3,600
Inexperienced & Mature Unnamed Driver
S$4,100
Inexperienced & Young Unnamed Driver
S$4,100
Fire & Theft
Window Glass
S$100
Accessories & Parts
The Car - Covered Events (Car)
Accident
Fire & Theft
Malicious act
Civil Unrest
Natural Disasters
Authority to Repair (minor)
S$300
The Car - Covered Events (Car Accessories & Parts)
Accident
Fire & Theft
Malicious Act
Civil Unrest
Natural Disasters
The Car - Extra Window Glass Coverage
Chipped Window Glass
Transport Allowance
Liability to Third Parties - Legal Liability
Death & Injury
Covered
Third-Party Property
S$5,000,000
Any Other Uninsured Car
Covered
Any Uninsured Named Drivers
Covered
Any Uninsured Unnamed Drivers
Covered
Passengers
Legal Expenses
S$3,000
Costs & Expenses
Covered
Business Usage
Personal Property
Medical Expenses - Medical Expenses
Yourself
Named Driver
Unnamed Driver
Passenger
Personal Accident Benefits - General Coverage
The Driver
The Passenger(s)
Multiple Policy Payouts
Self-Affliction
Influence of Alcohol & Drugs
Above Seating Capacity
Maximum compensation
S$20,000

Private Car Standard Plan

A broad car policy that has good personal accident coverage and allows repair at workshops of your choice. This policy has a high amount of excess for most named and unnamed drivers. Medical expense coverage is low and the policy does not include business usage. Also, window glass is subject to an excess.

Benefit List

The Car - General Coverage
Car
Covered
Accessories & Parts
Covered
Repairs by Dealer
Covered
Repairs by workshop of your choice
Yes
Broken Window Glass
S$100
Towing upon Accident
S$300
General wear & tear
In-Transit
Covered
West Malaysia
Covered
Thailand (Within 80km)
Covered
The Car - Level of Excess
Experienced & Mature Named Driver
S$600
Experienced & Young Named Driver
S$3,600
Experienced & Mature Unnamed Driver
S$1,100
Experienced & Young Unnamed Driver
S$4,100
Inexperienced & Mature Named Driver
S$3,600
Inexperienced & Young Named Driver
S$3,600
Inexperienced & Mature Unnamed Driver
S$4,100
Inexperienced & Young Unnamed Driver
S$4,100
Fire & Theft
Window Glass
S$100
Accessories & Parts
The Car - Covered Events (Car)
Accident
Fire & Theft
Malicious act
Civil Unrest
Natural Disasters
Authority to Repair (minor)
S$300
The Car - Covered Events (Car Accessories & Parts)
Accident
Fire & Theft
Malicious Act
Civil Unrest
Natural Disasters
The Car - Extra Window Glass Coverage
Chipped Window Glass
Transport Allowance
Liability to Third Parties - Legal Liability
Death & Injury
Covered
Third-Party Property
S$5,000,000
Any Other Uninsured Car
Covered
Any Uninsured Named Drivers
Covered
Any Uninsured Unnamed Drivers
Covered
Passengers
Legal Expenses
S$3,000
Costs & Expenses
Covered
Business Usage
Personal Property
Medical Expenses - Medical Expenses
Yourself
S$300
Named Driver
S$300
Unnamed Driver
S$300
Passenger
S$300
Personal Accident Benefits - General Coverage
The Driver
The Passenger(s)
Multiple Policy Payouts
Self-Affliction
Influence of Alcohol & Drugs
Above Seating Capacity
Maximum compensation
S$20,000
Learn more about these policies from
Policy Wording DocumentRead Now
Policy BrochureRead Now