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Travel Insurance Information

What does travel insurance cover?

All policies offer at least basic levels of cover for medical costs, cancellation and lost, damaged or stolen baggage. However, policies’ coverage vary greatly and it’s important to check that you have the right insurance for the kind of travelling you plan to do. Check the level of cover for the features named above and also consider the following:

  • Emergency assistance
  • Personal liability
  • Scheduled airline failure
  • Legal assistance
  • Travel disruption
  • Holiday curtailment

How many days does a single-trip policy cover?

Generally, single-trip policy covers you for as long as your trip lasts up to a maximum of 180 days.

What does an annual travel policy cover?

An annual travel policy covers you an unlimited number of trips for an entire year from the policy start date. Such policy is worthwhile if you’re a frequent traveller. Do take note that the maximum length of each trip is capped at 90 days.

What does personal accident benefit cover?

Generally, it covers against any injury caused by accident(s) that result(s) in death or permanent total disability or loss of limb(s) or sight.

I will be travelling for one year, should I get the annual travel policy?

An annual policy will cover you for an unlimited number of trips the entire year, however, coverage typically only applies up to a maximum of 90 days per trip. A single trip plan generally only cover up to a maximum of 180 days.

What is a pre-existing medical condition?

Any personal illness or medical condition that is known or existing before buying an insurance policy is considered a pre-existing medical condition. You are required to inform your insurer about any pre-existing medical condition. Failure to do so could result in the insurer refusing to pay out in the event of a claim

How far in advance should I purchase my travel insurance?

We recommend that you buy your travel insurance as soon as you have booked your trip. Should there be any unforeseen circumstances or situations that render you unable to travel, such as serious illness or collapse of your travel agency, you will generally be covered for any non-recoverable travel and accommodation expenses that you have already paid.

Should I get a family travel insurance policy?

If you are travelling with family members, you may choose to get a family travel insurance policy. Generally, a family travel policy insures up to 2 adults and up top 5 or 6 children, depending on the policy. Generally, a child is someone up to the age of 18 years old and is related to one of the travelling adults.  Some insurers, however, increased the age limit of a child up to 25 years old if the traveller is a full-time student.

Can I purchase travel insurance if I am already overseas?

Unfortunately, you will not be able to purchase travel insurance if you are already overseas. You will need to purchase your travel insurance before the commencement of your trip.

More Questions?

Check out our full list articles on travel insurance here or our list of frequently asked questions here


Buy Travel Insurance Policies Instantly From

AIG Travel Guard

AIG Travel Guard Classic,
from S$26.00

AIG Travel Guard Superior,
from S$36.00

AIG Travel Guard Premier,
from S$50.00

Allianz Global Assistance

Allianz Global Assistance
Bronze, from S$23.00

Allianz Global Assistance
Silver, from S$30.00

Allianz Global Assistance
Gold, from S$43.00

Allied World Travel Protector

Allied World Travel Protector 1,
from S$41

Allied World Travel Protector 2,
from S$41

Allied World Travel Protector 3,
from S$41

AXA Smart Traveller

AXA Smart Traveller Essential,
from S$8.86

AXA Smart Traveller,
from S$12.15

ERGO TravelProtect

TravelProtect Basic,
from S$7.00

TravelProtect Essential,
from S$21.00

TravelProtect Standard,
from S$28.00

TravelProtect Deluxe,
from S$41.00

EQ Insurance Travel

EQ Travel Essential,
from S$22.00

EQ Travel Deluxe,
from S$29.00

Liberty TourCare

Liberty TourCare Plus
Standard, from S$25.00

Liberty TourCare Plus
Supreme, from S$32.00

MSIG TravelEasy

MSIG TravelEasy Standard,
from S$25.00

MSIG TravelEasy Elite,
from S$39.00

MSIG TravelEasy Premier,
from S$54.00

QBE Travelon

QBE Travelon Standard Plus,
from S$25.00

QBE Travelon Super Plus,
from S$36.00

Sompo TravelJoy

Sompo TravelJoy Vital,
from S$23.00

Sompo TravelJoy Deluxe,
from S$30.00

Sompo TravelJoy Elite,
from S$40.00

Tokio Marine Xplora

TM Xplora Classic,
from S$20.00

TM Xplora Premier,
from S$24.00

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  • Get discounts the moment they are live
  • Save time due to autofill of your info
  • 24/7 access to your policies online
  • Control your spend on insurances
  • We are based in Singapore
  • All your information is safe and secure