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Compare
and buy the best
pet insurance
in Singapore

Save money and secure your pet’s health

Pet Insurance useful tips
Check out all the exclusions!
Many policies exclude diseases and conditions that specific breeds are prone to.
Microchipping is required.
It is a requirement that your pet be microchipped for most policies.
Accidental Death and Injury.
Most of the Pet insurance plans cover accidental death and injuries. Check out the coverage limits and benefits for the same before you buy Pet insurance policy in Singapore.
Surgical vs. non-surgical cover.
Some policies cover eligible outpatient bills, as illnesses don’t always require surgery to be treated.
Check out all the exclusions!
Many policies exclude diseases and conditions that specific breeds are prone to.
Microchipping is required.
It is a requirement that your pet be microchipped for most policies.
Accidental Death and Injury.
Most of the Pet insurance plans cover accidental death and injuries. Check out the coverage limits and benefits for the same before you buy Pet insurance policy in Singapore.
Surgical vs. non-surgical cover.
Some policies cover eligible outpatient bills, as illnesses don’t always require surgery to be treated.
Safeguarding Our Best Companion!
No Medical Required
Insurance Market
Liberty Pet Insurance do not require your pet to undergo any medical examination to be eligible to buy insurance .Your pet should be just microchipped and aged be between 8 weeks and 9 years when entering into the insurance. Coverage can be extended to 13 years of age.
Covers All Breeds
Insurance Market
Liberty Pet Insurance provide financial protection should you incur medical and surgical expenses due to illness or accidents for all the breeds of dogs and cats including mixed breeds.
Choose Any Vet
Insurance Market
You can choose any vet throughout Singapore. Pay to the vet first and claim later by just filing the claim form and attaching all the original documents to Liberty Pet Insurance.
Both Surgical And Non Surgical Covered
Insurance Market
Find a policy that offers comprehensive benefits of both surgical and non-surgical. Liberty Pet Insurance cover up to 10k and 3k on eligible vet claims respectively.
Frequently Asked Questions

Why do I need to buy a Pet Insurance?

Pet Insurance Singapore

Pets are our family members but unfortunately, like our family members, they may fall sick, get injured or meet with an accident. We have medical insurance while there is pet insurance for our pets. When the pet is stolen or lost, there are costs involved in search & retrieval of our pet. Pet Insurance can help with the costs involved. Read more about Pet Insurance

 


What are the eligibility criteria for buying Pet Insurance from Liberty?

The Insured Pet must:

  • Be micro-chipped
  • Be residing regularly in the same premise as you
  • Be at least 8 weeks old and not more than 9 years old at the enrolment date
  • Not be a working dog. Example: guide dog, guard dog
  • Not be a dog or cat used for breeding purposes

What are main benefits of Pet Insurance plans from Liberty (PetCare)?

The main benefits of Pet Insurance Singapore Plan from LIberty ( PetCare ) are 

  1. Covers up to 70% of eligible vet bills arising from illness or accidents, up to S$10,000 each year
  2. No medical examination required
  3. Freedom to use any vet, anywhere in Singapore
  4. Covers third party liability arising from owning the pet
  5. Covers loss due to theft or accidental death
  6. Toll-free Helpline 1800-LIBERTY (5423 789)
  7. No Claim Discount of up to 15% to reward healthy pets
  8. Cover starts from less than S$1 a day

Read more about Pet Insurance plans from Liberty.

 

 


How do you find out whether a particular disease is Hereditary or congenital?

Congenital is present at birth, hereditary is passed down through generations. As there is extensive literature on these conditions, especially with pure breeds, we would not de facto accept a vet certification if the preponderance of evidence available in the medical literature contradicts the vet. I would refer the applicant to PubMed, Cochrane, UptoDate, Milliman, J of Veterinary Internal Medicine for our sources.

These conditions are hereditary and are not covered, even if the vet says they should be bone or joint conditions associated with hip dysplasia or any associated luxation or subluxation; elbow dysplasia; patellar luxation or subluxation; osteochondritis dissecans or any fracture, luxation or subluxation associated with aseptic, necrosis of a femoral head cervical vertebrae instability/wobbler syndrome.


Is Chemotherapy covered?

Yes, Chemotherapy is covered. Chemotherapy is surgical if it follows and excising of the tumor. If there is no surgical procedure (ie nothing is cut out or removed) then it is medical.

Learn more about Pet Cancer and its Treatment.


What are the different pet insurance plans offered by Liberty ?

The three pet insurance Singapore plans offered by Liberty are Standard, Enhanced, and Superior

Read more about   Pet Insurance plans from Liberty.


What is the age till which pet is covered under Liberty Insurance ?

Once the pet is under insurance it is covered till the age of 13 years. After this Liberty will not renew the Pet insurance.


What are the major exclusions?

Major Exclusion

  • Theft arising from any intentional, neglectful or preventable act
  • Liability arising from any intentional, neglectful or preventable act
  • Pre-existing, Hereditary, Congenital and Skin Conditions
  • Day to day care. Example: vitamins, supplements, vaccinations, training, grooming
  • Damage to teeth and gums unless as a result of an Accident
  • Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
  • Elective procedures and treatments. Example: nail clipping, tail docking, debarking

What is No Claim Discount (NCD) for Pet Insurance plan from Liberty ?

If the policyholder does not claim, he is eligible for NCD up to 15% for Pet Insurance Singapore plan on renewal. Refer to the table below.

No Claim Period Discount Applicable
One year 5%
Two consecutive years 10%
Three consecutive years 15%

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Why I should choose Liberty Pet Insurance over AON Pet Insurance also called as Happy Tails?

Liberty Pet Insurance vs AON Pet Insurance also called as Happy Tails

Liberty Pet Insurance does not need any medical examination while AON Pet Insurance needs a medical examination of Pet before buying the policy. Liberty Pet insurance covers both non-surgical and surgical expenses while AON Pet Insurance or Happy Tails Pet Insurance covers only surgical expenses.


How is AIA Pet Insurance different from Liberty Pet Insurance?

AIA Pet insurance vs Liberty Pet Insurance

Its covers only accidental death and injuries benefits while Liberty Pet Insurance also called as Liberty PetCare Insurance is a comprehensive policy which covers accidental benefits as well as benefits related to Illness including surgical and non-surgical benefits.


What is the difference between CIMB Pet insurance also called as My PawPal and Liberty Pet insurance?

CIMB Pet Insurance does not cover surgical expenses while Liberty Pet Insurance covers both surgical and nonsurgical expenses. CIMB Pet Insurance is the newest Pet insurance and therefore there are a lot of grey areas in the Policy document which yet to be verified, Liberty Pet Insurance is the oldest and most sold Pet Insurance in Singapore.CIMB Pet Insurance requires the minimum bill to be 100 dollars for the customer to claim while Liberty Pet Insurance there is no minimum bill amount to claim.


What is current Promotion on Liberty Pet Insurance ?

Currently Insurance Market is giving 20% OFF on all  Pet Insurance plans Singapore from Liberty.


How to make claim from Liberty ?

To make a claim from Liberty regarding Pet Insurance Singapore

1. Download the form  Pet Insurance Claim form.

2. Please duly complete, print and send the following form to Liberty with the supporting documents within 30 days from the date of accident:

3. Please mail the original documents (including original medical tax invoices) to us at 51 Club Street Liberty House Singapore 069428.


What is Insurance Market promotion for Pet Lover Centre Customers?

The Insurance market promotion for Pet Lover Centre ( https://www.petloverscentre.com/ ) is 

  1.  25% OFF on any Liberty Pet Insurance 
  2. Free $10 voucher of Pet Lover Centre.
  3. Free Pet Lovers Centre VIP card worth $6 

Just use discount code 'PLCDIS1' when purchasing Pet Insurance.


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