Hong Leong Travel Insurance (HL Travel Insurance) Overview 2020

There are currently some major travel insurance providers in Singapore. One of them is Hong Leong Travel Insurance or HL Travel Insurance and they called it HL Travel Protect360. With Travel Protect360, you can be ready for all your adventures and travel with peace of mind. Travel Protect360 provides the comprehensive coverage you may need for your holiday.

Hong Leong Group Travel Insurance offers a range of affordable travel insurance plans in each tier that balance out cheap travel costs and coverage.

Hong Leong Travel Insurance comes with three options for single drive and annual plans:

  • Basic
  • Enhanced
  • Superior

You can purchase either a single trip or annual policy as an individual or as a family.

Learn about different Hong Leong Travel Insurance Plans .

HL Travel Protect360

Plan Features

  • No excess on each item
  • Medical and follow-up medical expenses (including treatment by Chinese Herbalist, bonesetter, physiotherapist and acupuncturist)
  • Cover loss of personal effects (including mobile phone, tablet and notebook), document and baggage
  • 24-hour Travel and Medical Assistance Service
  • Full terrorism cover
  • Rental vehicle excess coverage
  • Optional benefit selection of cruise vacation

Benefits:

  • High Overseas Medical Benefits
  • Unlimited Medical Evacuation Cover
  • Rental Car Excess Benefits
  • Extensive Travel Inconvenience Benefits

Travel Protect360 Basic

 Medical Expenses

  • Up to $150,000 reimbursement for medical expenses made abroad
  • $3,000 maximum payable benefit for compassionate visit
  • $10,000 worth of medical expenses incurred in Singapore

Personal Accident

  • $200,000 maximum repayment for those under 70 years old in case of accidental death and permanent disablement
  • $1,000 benefit as payment for the insured person’s outstanding balance on credit cards
  • Up to $3,000 cash relief for death due to accident

Travel Inconvenience

  • Up to $3,000 worth of benefit for loss of baggage and personal effects
  • $2,000 maximum repayment on loss of personal travel documents
  • $5,000 maximum reimbursement on cancellation of trip and loss of deposit

Lifestyle

  • Up to $1,000 compensation in case of burglary at insured person’s home during travel
  • $150 benefit on golfing “Hole in One.”
  • $500 maximum repayment on rental car excess

Travel Protect360 Enhanced

Medical Expenses

  • $250,000 maximum benefit on overseas medical expenses of insured persons below 70 years old.
  • $5,000 maximum allowance for return of minor children to Singapore
  • $15,000 maximum overseas hospital cash benefit

Personal Accident

  • Up to $250,000 repayment for accidental death and permanent disablement of insured person under 70 years old
  • $4,000 maximum cash relief in case of death due to accident
  • Up to $1,500 benefit as payment to credit card outstanding balance

Travel Inconvenience

  • Up to $5,000 benefit for loss of baggage and personal belongings or $500 for each article/pair of articles and valuables
  • $5,000 maximum repayment on trip curtailment
  • Up to $3,000 reimbursement on loss or damage of personal documents for travel

Lifestyle

  • $1,500 maximum benefit on loss of home contents due to burglary within your travel period
  • Up to $750 allowance for rental car excess

Travel Protect360 Superior

Medical Expenses

  • Up to $500,000 repayment on medical expenses made overseas by insured persons under 70 years old
  • $20,000 maximum allowance on medical expenses incurred in Singapore
  • $20,000 maximum cash benefit on hospitalisation overseas

Personal Accident

  • Up to $30,000 benefit for accidental death and permanent disablement for those under 70 years old
  • $5,000 maximum cash relief on death caused by accident
  • $2,000 cash repayment on credit card outstanding balance

Travel Inconveniences

  • $7,000 maximum repayment on loss or damage of personal effects and baggage
  • Up to $12,000 allowance on cancellation of trip or loss of deposit
  • Maximum of $8,000 for trip curtailment

Lifestyle

  • $2,000 maximum benefit on loss of home contents caused by burglary during the duration of trip
  • Up to $1,000 allowance on rental car excess

Promotion

 

HL Travel Single Trip Insurance promotion

  • Single Trip with 60% Discount + Travel Discount – Stay protected with an amazing offer this National Day! Receive a complimentary Hotel Booking and Attractions Voucher when you successfully sign up for any Single Trip Hong Leong Travel Insurance

HL Travel Annual Travel Insurance promotion

  • Annual Unlimited with 50% Discount + Travel Discount – Travelling more than twice in a year? Get Hong Leong Travel Insurance annual multi-trip policy and additional travel perks at just $0.48 / day. This could be better value than buying single trip Hong Leong Travel Insurance insurance for each holiday!

Claims

You can submit claims with HL Assurance online or download and mail their pdf form within 30 days upon returning from your trip. You have to submit your original, signed claim form, copy of flight/itinerary, and copy of boarding pass/air tickets/passport. For claim-specific documents, HL Assurance’s claims page has a breakdown of every document accepted depending on event.

  Contact Information
Customer Service (65) 6702 0202
24-Hour Emergency Assistance (65) 6922 6009
Address HL Assurance Pte. Ltd. 11 Keppel Road, #11-01 ABI Plaza, Singapore 089057
Claims Online

 

Insurance Market is a market place where we are serious about insurance and where professional parties come together to transact insurance only in the best and most responsible manner. Insurance Market offers a wide range of general insurance products (such as travel insurance, maid insurance, pet insurance and more) online and life insurance through personal advice from our qualified brokers.If you have more questions after reading this, why not ask our Insurance Market community. Do not worry; we are all here to help you make smarter financial decisions! 

FAQ

Q1. Can I continue my medical treatment for injury or sickness sustained overseas when I return to Singapore?

Yes. We pay for the medical expenses, up to the Sub-limit, reasonably incurred by you in Singapore within 30 days after your return from the trip.

Q2. I am currently under medication for some medical conditions. Can I claim for medical expenses related to these medical conditions during the trip?

No. Our Policy excludes all pre-existing medical conditions prior to the trip.

Q3. If I am pregnant, am I covered for any medical treatment incurred overseas?

No. Our policy does not cover any pregnancy-related issues.

Q4. If I was injured or sick overseas but did not seek medical treatment, can I do so upon my return to Singapore?

 Yes. The Company will indemnify you up to the Benefits Payable under the Policy for the treatment seek within three (3) days after your return from the Journey where initial treatment for Bodily Injury or Sickness was not sought overseas, up to a maximum of thirty (30) days from the date of first treatment in Singapore.

Q5. Is dental treatment covered while I am overseas?

Yes, dental treatment is covered (as a result of Bodily Injury only).

Q6. What is the time frame for submitting travel claim when I return to Singapore?

You will need to submit a claim within thirty (30) days upon returning to Singapore.

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  • Get discounts the moment they are live
  • Save time due to autofill of your info
  • 24/7 access to your policies online
  • Control your spend on insurances
  • We are based in Singapore
  • All your information is safe and secure