NTUC Travel Insurance
Plans are one of the most sold Travel Insurance Plans in Singapore. They come in 3 levels that are Classic, Deluxe and Preferred . The details of the different plans are shown below .
Standard Plans
| Classic | Deluxe | Preferred | |
| Benefits | Maximum benefit for each trip | ||
| Personal accident | 150,000 | 200,000 | 500,000 |
| Medical expenses overseas | 250,000 | 500,000 | 1,000,000 |
| Cancelling your trip | 5,000 | 10,000 | 15,000 |
| Loss/damage to personal belongings | 3,000 | 5,000 | 8,000 |
Each insured person is only allowed the maximum benefit per insured person in the table of cover.
The key benefits of NTUC Travel Insurance are:
- Protection against common travel inconveniences such as damage to personal belongings, personal accident, medical expenses while overseas and travel delays that are not caused by you.
- Choose between yearly and single-trip plans for yourself or for your family.
- Opt for Family cover if you are travelling with your spouse/partner and children.
- Enjoy greater convenience with cashless visits to our panel GP clinics upon your return to Singapore.
- Enjoy the convenience of instant confirmation by applying online or calling us.
- Renew your existing yearly plan to enjoy additional limits on selected benefits.
Travel adventures should not stop with pre-existing medical conditions
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While most travel insurers do not cover pre-existing medical conditions, our Enhanced PreX plans provide comprehensive coverage for pre-existing injuries and illnesses that you knew about or sought treatment for before your trip.
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Pre-existing medical conditions that are covered include asthma, eczema, heart conditions, stroke, hypertension and diabetes.
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Get medical treatment while overseas whenever you need it with coverage for overseas hospitalisation and outpatient expense due to pre-existing medical conditions
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With our Superior and Prestige Enhanced PreX plans, we’ll pay for half of your claims, subjected to the benefit limit of your plan, if you have to cancel, postpone, shorten or disrupt your trip due to pre-existing medical condition (For Enhanced PreX Superior and Prestige plans).
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In times of emergency, you are also covered for emergency medical evacuation and repatriation (sending you home).
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You can enjoy the convenience of a yearly plan that provides the same coverage as our single trip plans. Yearly Enhanced PreX plans are available via online, Income branches and hotline 6788 1222. View our premium rates for Enhanced PreX Yearly plans.
Enhanced PreX Plans
| Basic | Superior | Prestige | |
| Benefits | Maximum benefit for each trip | ||
| Personal accident | 200,000 | 200,000 | 500,000 |
| Medical expenses overseas | 500,000 | 500,000 | 1,000,000 |
| Coverage for pre-existing medical conditions | Includes overseas medical expenses and emergency medical evacuation | Includes overseas medical expenses, emergency medical evacuation, as well as travel inconveniences like trip cancellation | Includes overseas medical expenses, emergency medical evacuation, as well as travel inconveniences like trip cancellation |
Eligibility
You must:
- Be living or working in Singapore
- Be holding a valid Singapore identification document (NRIC, employment pass, work permit, long-term visit pass or student pass)
- Be starting and ending your trip in Singapore
- Have bought and fully paid for your policy before leaving Singapore
- Be more than 30 days old
Sport Coverage
NTUC Travel Insurance provide coverage if customer partake in activities such as scuba diving, snow-skiing, water rafting and motorcycling during your travel adventures.
Automatic extension
In the event that policy holder get delayed overseas due to unforeseen circumstances, his policy will automatically be extended at no extra charges.
Coverage for pre-existing medical conditions
NTUC Travel Insurance are the first insurer in Singapore to offer a travel insurance policy that protects you against your pre-existing medical conditions.
Exclusions
| Medical Exclusions | Trip Inconvenience Exclusions |
|---|---|
| Pe-existing conditions (unless insured under PreX plan) | Engaging in sport for compensation |
| Pregnancy-related events | Items taken by customs officials |
| Suicide and mental illness | Baggage sent separately or items left unattended |
| Cosmetic or elective surgery | Fragile articles, business goods, sports equipment |
| Travelling when you are medically unfit | Inability to travel due to business or contractual obligations |
| Metastatic or terminal illness | Extreme sports (bungee jumping, skydiving, mountaineering, etc.) |
Brochures
Promotions
40% off Single Trip plans + Hello Kitty Bag*(*for 1st 200 customers/day; premiums > S$50)
NTUC Contact Information
Customer Service(65) 6788 1222
24-Hour Emergency Assistance(65) 6338 1222
Claims Number(65) 6788 6616
Claims [email protected]
Address
Property & Casualty Claims Income, PO Box 0132, Singapore 911802
Claims Form
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