MSIG Travel Insurance ( MSIG TravelEasy ) Overview 2019

MSIG travel insurance  ( MSIG TravelEasy ) 

MSIG travel insurance  ( MSIG TravelEasy )  is one of the most popular brand insurance in Singapore. MSIG features tiers of travel insurance plans in each category to meet different levels of coverage for all types of travel destinations and travel duration.Traveling in flight delays, baggage or money loss, accidents, and illnesses are common predictions experienced by travelers. Pack a travel insurance that really has your back and explore the world with greater peace of mind. 

MSIG TravelEasy has the choices that best suits your travel needs.

Plan Type Cancellation Medical Coverage (Overseas) Bags/Belongings
Standard $5,000 $250,000 $3,000
Elite $10,000 $500,000 $5,000
Premier $15,000 $1,000,000 $7,500
Pre-Ex Standard $ 5,000 $75,000 $3,000
Pre-Ex Elite $10,000 $100,000 $5,000
Pre-Ex Premier $15,000 $150,000 $7,500

Key features

  • Comprehensive cover with over 50 benefits
  • Adventurous activities cover now includes dog sledding, tobagganing, sledging and ice-skating
  • Increased limits for Terrorism Cover

Plan highlights

Maternity-related Overseas Medical Expenses

Covers medical expenses incurred overseas due to pregnancy-related illnesses such as nausea and giddiness. 

Replacement of Traveller

Pays for the charges incurred for change of traveller should the insured person suffer from serious injury, illness, death or that of their family member or travel companion 30 days prior to their trip. 

Emergency Medical Evacuation
Increased cover from $500,000 to $1,000,000 for the Standard Plan 

Insolvency of Licensed Travel Operator
List of travel operators expanded to include travel agencies registered with the Singapore Tourism Board (includes NATAS registered travel agencies). 

Delayed Departure
Pays for additional administrative and travel expenses incurred to book alternative transport to the same destination should there be delays to the public transport due to strike, riot, civil commotion, poor weather conditions, natural disasters, breakdown of public transport or closure of airport. 

MSIG TravelEasy MSIG TravelEasy
Type of Plans of MSIG Travel Insurance

MSIG TravelEasy Standard Plan is a free package for individuals who are budget conscious or who already have other personal insurance. However, the Standard Plan excludes some benefits:

  • Maternity Medical Expenses Overseas
  • Overseas ICU Hospitalization Daily Benefit
  • Wedding Clothing and Accessories
  • Fraudulent Use of Credit Card
  • Credit Card Outstanding Balance
  • Legal Expenses for Wrongful Arrest or Detention, etc.

MSIG TravelEasy Elite and Premier Plan caters to travelers who wants a wider range and those who travel for specific purposes such as a bridal shoot or sporting activities.

MSIG TravelEasy TraveEasy Pre-Ex Plan is tailored to the unique needs of travelers with pre-existing conditions. It also offers pre-existing coverage of medical conditions for competitive premiums and is stocked with various peace benefits that individual travelers may find.

Pricing

Basic Plan

  TravelEasy Standard Plan Industry Basic Plan Averages
1 week ASEAN $26 $26
1 week Asia $32 $32
1 week Worldwide $46 $46
Annual ASEAN $180 $149
Annual Asia $216 $208
Annual Worldwide $308 $282
Mid-Tier Plan
  TravelEasy Elite Plan Industry Mid-tier Plan Averages
1 week ASEAN $35 $33
1 week Asia $43 $41
1 week Worldwide $58 $59
Annual ASEAN $248 $206
Annual Asia $280 $242
Annual Worldwide $388 $332
Top-Shelf Plan
  TravelEasy Premier Plan Industry Top Shelf Plan Averages
1 week ASEAN $49 $47
1 week Asia $61 $58
1 week Worldwide $80 $80
Annual ASEAN $348 $269
Annual Asia $384 $310
Annual Worldwide $520 $430

Leisure Activities and Covered

The important thing to note is that the cheapest Standard Plan is limited in scope if you are planning anything other than a normal city flight. It does not cover most outdoor activities.

The higher-tier plans cover a whole slew of outdoor activities, including those commonly listed here:

Outdoor activity Covered by MSIG
Hot air balloon Elite & Premier only
Scuba diving Elite & Premier only (up to 30m)
Skiing and other ice/snow sports Elite & Premier only
Hiking or trekking Elite & Premier only (up to 3,000m)
Mountaineering or outdoor rock climbing Elite & Premier only (up to 3,000m)
Marathons or other competitions Elite & Premier only (marathon up to 42.195km)
Jet skiing Elite & Premier only
White water rafting Elite & Premier only (up to Grade 3)
Skydiving and Bungee Jumping Elite & Premier only
Paragliding, hang gliding or parachuting Elite & Premier only

Exclusions

Medical Exclusions Trip Inconvenience and Sports Exclusions
Pre-existing conditions, unless you purchased TravelEasy Pre-Ex Plan War and terrorism exclusion
Childbirth/pregnancy-related complications Radioactive contamination, chemical, biological, biochemical and electromagnetic weapons exclusion
Dental and medical treatment claims not classified as Medically Necessary Damage or breakage of sports equipment while in use
Travelling against medical advice No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip
Travelling for seeking medical treatment Items taken/ destroyed by customs or other officials

Promotion

Although MSIG’s listed prices of travel insurance plans may seem daunting at first glance, there is usually a promotion to keep their prices competitive, such as the current 60% discount on  Single trip  plans and 20% off Annual plans. This offer ends on 30 September 2019.

As long as the continuation is 60%, I would say it’s worth buying travel insurance from MSIG. Price is competitive against different travel insurance plans here in Singapore.

If you would like to learn more about the MSIG Travel insurance plan in more detail, you may refer to the insurer’s official documentation.

Policy Wording Document Read Now

Policy Brochure Read Now

How to Claim

Submit claims through these MSIG channels:
Claims Hotline: 6827 7660
Email: claims@sg.msig-asia.com
MSIG Assist 24-hour hotline: +65 6323 8288
 
MSIG  Travel Insurance ( MSIG TravelEasy ) is extremely affordable after a generous promotional discount. Also find the list of MSIG Travel InsuranceIf you would like to compare MSIG’s Travel Insurance Plans to other plans on the market, you can go to Insurance Market, to pick the best travel insurance policies in Singapore that is right for you.

Insurance Market is a market place where we are serious about insurance and where professional parties come together to transact insurance only in the best and most responsible manner. Insurance Market offers a wide range of general insurance products (such as travel insurance, maid insurance, pet insurance and more) online and life insurance through personal advice from our qualified brokers.Please contact us at support@insurancemarket.sg or +65 69081811 if you have any questions.

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  • Get discounts the moment they are live
  • Save time due to autofill of your info
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  • Control your spend on insurances
  • We are based in Singapore
  • All your information is safe and secure