MSIG travel insurance ( MSIG TravelEasy )
MSIG travel insurance ( MSIG TravelEasy ) is one of the most popular brand insurance in Singapore. MSIG features tiers of travel insurance plans in each category to meet different levels of coverage for all types of travel destinations and travel duration.Traveling in flight delays, baggage or money loss, accidents, and illnesses are common predictions experienced by travelers. Pack a travel insurance that really has your back and explore the world with greater peace of mind.
MSIG TravelEasy has the choices that best suits your travel needs.
|Plan Type||Cancellation||Medical Coverage (Overseas)||Bags/Belongings|
|Pre-Ex Standard||$ 5,000||$75,000||$3,000|
- Comprehensive cover with over 50 benefits
- Adventurous activities cover now includes dog sledding, tobagganing, sledging and ice-skating
- Increased limits for Terrorism Cover
Maternity-related Overseas Medical Expenses
Covers medical expenses incurred overseas due to pregnancy-related illnesses such as nausea and giddiness.
Replacement of Traveller
Pays for the charges incurred for change of traveller should the insured person suffer from serious injury, illness, death or that of their family member or travel companion 30 days prior to their trip.
Emergency Medical Evacuation
Increased cover from $500,000 to $1,000,000 for the Standard Plan
Insolvency of Licensed Travel Operator
List of travel operators expanded to include travel agencies registered with the Singapore Tourism Board (includes NATAS registered travel agencies).
Pays for additional administrative and travel expenses incurred to book alternative transport to the same destination should there be delays to the public transport due to strike, riot, civil commotion, poor weather conditions, natural disasters, breakdown of public transport or closure of airport.
MSIG TravelEasy Standard Plan is a free package for individuals who are budget conscious or who already have other personal insurance. However, the Standard Plan excludes some benefits:
- Maternity Medical Expenses Overseas
- Overseas ICU Hospitalization Daily Benefit
- Wedding Clothing and Accessories
- Fraudulent Use of Credit Card
- Credit Card Outstanding Balance
- Legal Expenses for Wrongful Arrest or Detention, etc.
MSIG TravelEasy Elite and Premier Plan caters to travelers who wants a wider range and those who travel for specific purposes such as a bridal shoot or sporting activities.
MSIG TravelEasy TraveEasy Pre-Ex Plan is tailored to the unique needs of travelers with pre-existing conditions. It also offers pre-existing coverage of medical conditions for competitive premiums and is stocked with various peace benefits that individual travelers may find.
|TravelEasy Standard Plan||Industry Basic Plan Averages|
|1 week ASEAN||$26||$26|
|1 week Asia||$32||$32|
|1 week Worldwide||$46||$46|
|TravelEasy Elite Plan||Industry Mid-tier Plan Averages|
|1 week ASEAN||$35||$33|
|1 week Asia||$43||$41|
|1 week Worldwide||$58||$59|
|TravelEasy Premier Plan||Industry Top Shelf Plan Averages|
|1 week ASEAN||$49||$47|
|1 week Asia||$61||$58|
|1 week Worldwide||$80||$80|
Leisure Activities and Covered
The important thing to note is that the cheapest Standard Plan is limited in scope if you are planning anything other than a normal city flight. It does not cover most outdoor activities.
The higher-tier plans cover a whole slew of outdoor activities, including those commonly listed here:
|Outdoor activity||Covered by MSIG|
|Hot air balloon||Elite & Premier only|
|Scuba diving||Elite & Premier only (up to 30m)|
|Skiing and other ice/snow sports||Elite & Premier only|
|Hiking or trekking||Elite & Premier only (up to 3,000m)|
|Mountaineering or outdoor rock climbing||Elite & Premier only (up to 3,000m)|
|Marathons or other competitions||Elite & Premier only (marathon up to 42.195km)|
|Jet skiing||Elite & Premier only|
|White water rafting||Elite & Premier only (up to Grade 3)|
|Skydiving and Bungee Jumping||Elite & Premier only|
|Paragliding, hang gliding or parachuting||Elite & Premier only|
|Medical Exclusions||Trip Inconvenience and Sports Exclusions|
|Pre-existing conditions, unless you purchased TravelEasy Pre-Ex Plan||War and terrorism exclusion|
|Childbirth/pregnancy-related complications||Radioactive contamination, chemical, biological, biochemical and electromagnetic weapons exclusion|
|Dental and medical treatment claims not classified as Medically Necessary||Damage or breakage of sports equipment while in use|
|Travelling against medical advice||No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip|
|Travelling for seeking medical treatment||Items taken/ destroyed by customs or other officials|
Although MSIG’s listed prices of travel insurance plans may seem daunting at first glance, there is usually a promotion to keep their prices competitive, such as the current 60% discount on Single trip plans and 20% off Annual plans. This offer ends on 30 September 2019.
As long as the continuation is 60%, I would say it’s worth buying travel insurance from MSIG. Price is competitive against different travel insurance plans here in Singapore.
If you would like to learn more about the MSIG Travel insurance plan in more detail, you may refer to the insurer’s official documentation.
Policy Wording Document Read Now
How to Claim
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