As a pet lover and owner, it is important to always have pet insurance in case of unexpected emergencies, like surgeries or illnesses where you will need to shell out such a bit amount of money.
But what is a pet claim?
So technically speaking, if your pet got sick or injured and needs surgery, you foot the bill up front and submit a claim to the insurance agency for reimbursement. Depending on the policy, you may also need to pay a deductible and a percentage of the bill — and policies typically exclude certain illnesses and preexisting conditions.
How do you usually do a claim for your pet?
Having pets as your company needs your protection and care every day, especially when it comes to illnesses and medical surgeries. That’s why you’ve gotten a pet insurance policy ready. But if your pet has gotten ill of something like canine influenza or has gotten into surgery due to a car accident, is processing a claim for your pet easy? Or will it give you such a hassle?
There are only 3 simple processes to do a claim if you do have a pet insurance policy:
- Pay the veterinarian bill right after the visit.
- Complete a pet insurance claim form.
- Submit the claim and supporting documentation to the insurer via an app, online portal, email, fax, or mail.
Processing a pet insurance claim should be a fairly simple process and most insurance companies take about 10 working days (20 working days, at most) for it to provide you with the payout on a claim for pet insurance.
Now, for Insurance Market Singapore, if it’s an accident or sicknesses (pre-existing conditions excluded) that requires surgical treatment, our IM PetCare (Exclusive Plus) Insurance Policy covers it up to S$20,000 (30% co-pay).
As for non-surgical vet consultations or illnesses, it is very much the same when it comes to the steps of processing the claim. And for our IM PetCare (Exclusive Plus), non-surgical coverage can go up to S$5,000 (30% co-pay).
Want to know more about our pet insurance plans? Go and visit our website at www.insurancemarket.sg and get a free pet insurance quote today!
Insurance Market is a marketplace where we are serious about insurance and where professional parties come together to transact insurance only in the best and most responsible manner. Insurance Market offers a wide range of general insurance products (such as travel insurance, maid insurance, car insurance, and more) online and life insurance through personal advice from our qualified brokers. Please contact us at [email protected] or +65 69081811 if you have any questions.