Doberman Pinschers, Rottweilers and German Shepherds top lists of dogs some consider dangerous. Owning a pit bull should not be taken lightly. Some cities and towns have banned the breed. The Singapore Agri-Food & Veterinary Authority (AVA) makes it compulsory that owners of these dogs carry insurance for at least S$100,000 for coverage against “injury to persons and damage to property”.
Protecting your dog and yourself
No matter whether you think the requirement is justified or not and are sure you can very well keep your Bull Terrier or German Shepherd in check, you nevertheless still have to arrange for the insurance. You will need to fork out the insurance premium and provide an additional banker’s guarantee of up to S$5,000 to ensure that you comply with a comprehensive list of additional requirements as mandated by the AVA.
On top of this, home insurers may require you to declare your higher risk pets and raise the premiums of your Home Insurance coverage (since some of the insurance policies include personal liability coverage).
PetCare Pet Insurance from Liberty Insurance
Just in case you need it; on our site you will find all the pet insurers in Singapore and their policies compared and analysed side-by-side. Liberty Insurance provides coverage for these particular breeds. Prices start at S$350 per year for Basic Comprehensive. They have an intermediate package at S$450 and a superior package at S$750. On top of these expenses, all of such dogs must also be microchipped (S$250-350) and have to undergo compulsory obedience training (S$350-450).
The breed determines the amount of bond
The AVA disclosed a list: “Scheduled Dogs” that require insurance.
Part 1: Vicious Dog Breeds
Owners of dog breeds below need to pay a bond of S$5000.
- Pit Bull, which includes:
- American Pit Bull Terrier,
- American Staffordshire Terrier,
- Staffordshire Bull Terrier,
- American Bulldog,
- and crosses between them and other breeds
- Neapolitan Mastiff
- Dogo Argentino
- Fila Brasileiro
Part 2: Mild vicious Dog breeds
Owners of dog breeds below need to pay a bond of S$2000.
- Perro De Presa Canario
- Bull Terrier
- Doberman Pinscher
- German Shepherd Dog with its related breeds such as the Belgian Shepherd Dog and the East European Shepherd Dog
- Mastiffs, including the Bull Mastiff, Cane Corso and Dogue De Bordeaux
For an update and further details, you best check the AVA website.
What financial risk are you willing to take?
Before you rush down to adopt a cute American Bull Pit puppy or a large and friendly German Shepherd dog; do some research, read some articles and compare the different Pet Insurance Policies on our platform. This may just save you from a lot of unforeseen financial burdens and sleepless nights.