Sompo Maid Insurance comes under name MaidEase.MaidEase is a modern plan that ensures you and your domestic helper are well covered from the costs that come from unexpected events. As an employer of a domestic helper, what better way to show your appreciation for everything they did for you and your family than MaidEase?
• No waiting period Coverage starts after the maid has cleared the Immigration of Singapore with an In-Principle Approval from MOM or holds a valid work permit
• PRE-EXISTING conditions covered if maid has been continuously insured under domestic maid insurance policy for >12 months with any insurer in Singapore.
• Hospital and Surgical Expenses include treatment at – Singapore Public Hospital – Private Hospital in Singapore – Hospital outside Singapore
• Worldwide Personal Accident provides 24-hour coverage for accidental death or permanent disablement.
• Dread Diseases cover pays a lump sum to the maid upon diagnosis of the 6 dread diseases covered in the policy
• Medical treatment for dengue fever (inpatient and outpatient)
• Medical expenses incurred from treatment by licensed Chinese Physicians
Here are the several features that MaidEase covers these benefits:
- Worldwide Personal Accident whereby up to S$70,000 is paid for accidental death or permanent disablement.
- Hospital and Surgical Expenses including treatment from Public and Private Hospitals in Singapore as well as Hospitals outside Singapore.
- Waiver of Counter Indemnity which limits your liability to S$250 (instead of S$5,000), so long as you are not the cause of the breach of the S$5,000 Security Bond.
- Domestic Helper Liability, which covers your domestic helper’s unforeseen negligence resulting in accidental bodily injury or accidental property damage. This policy covers your legal liability to compensate the third party.
- Repatriation Expenses are covered for reasonable expenses incurred should you need to send your domestic helper to her home country upon accidental bodily injury, sickness or disease of whatsoever nature.
- Dread Diseased, will be paid a lump sum benefits upon the diagnosis of the diseases. This benefit is payable only once in the lifetime of the insured person.
Sompo’s MaidEase offers two maid insurance plan
- MaidEase Deluxe
2. MaidEase Superior
Eligibility Cover intended for employers in Singapore who are Singaporean or Singaporean Permanent Residents or Foreigners on Employment Pass or Holding passes with at least 12 months validity remaining from the proposed inception date of the application.
Importance to Claim MaidEase Insurance
You must complete the claim form fully and provide all supporting documents to ensure timely processing of your claim. You should support your claim with documents otherwise, you may not be able to claim under your policy. You need to inform Sompo of any changes in your address or contact numbers to avoid misdirected correspondence and delays in the processing of the claim. If you make any false or deceptive statements, remain back, or lie in any material fact whatsoever, your claim may be refused.
You can buy Sompo maid insurance from Insurance Market .Insurance Market offers 13 maid insurance from 6 insurers .