Etiqa is the Insurance arm of the Maybank. It sells both General and Life Insurance. Etiqa Car insurance is usually a good value for the money. They provide 3 kinds of motor insurance plans: Comprehensive, Third-party Fire & Theft and Third-party only coverage types.
Customers can enjoy a 5% additional discount if they are demerit points free over the last 3 years. Etiqa has a fast claims approval process whereby claims get turned around in 30 minutes by their award-winning claims team. Customers can choose any from the more than 30 carefully selected authorised workshops to enjoy the best service and price.
The key highlights of their policies are the relatively high personal accident cover ($50,000 for the no-frills plan) and the lowest young & inexperienced driver limit (coverage from 24 years old). That comes at a price of high excess for these drivers ($4,000).
Etiqa offers quite a number of add-ons like adjustable excess, an NCD (No claim discount ) protector, Sun/Moon Shelter Cover (up to $ 2,000), freedom to choose any workshop for repair and Solar Film Cover damage of up to $ 1000.
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In our view, Etiqa Car insurance is a great choice for the price-conscious customer. With a lot of optional add-ons, it provides a lot of opportunities to customise the car insurance plan to your personal needs.