Etiqa Car Insurance Overviews, its key benefits, features, and promotions in 2019

  • Etiqa Car Insurance

Etiqa is the Insurance arm of the Maybank. It sells both General and Life Insurance.  Etiqa Car insurance is usually a good value for the money. They provide 3 kinds of motor insurance plans: Comprehensive, Third-party Fire & Theft and Third-party only coverage types. 

Customers can enjoy a 5% additional discount if they are demerit points free over the last 3 years. Etiqa has a fast claims approval process whereby claims get turned around in 30 minutes by their award-winning claims team. Customers can choose any from the more than 30 carefully selected authorised workshops to enjoy the best service and price. 

Type of Etiqa Car Insurance plans 

There are 3 types of Etiqa Car Insurance Plans available 

  1. Third Party Only (TPO)
  2. Third Party, Fire & Theft (TPFT)
  3. Comprehensive
Etiqa car insurance plan Key features Recommended for
Third Party Only (TPO) Covers third party damage only Very old cars at the end of their COE lives
Third Party, Fire & Theft (TPFT) Covers third party damage, fire and theft only Older cars (8 years old and up)
Comprehensive Comprehensive coverage (see below), Etiqa authorised workshops only Cars no longer under warranty, second hand cars, parallel imports

 

The key highlights of their policies are the relatively high personal accident cover ($50,000 for the no-frills plan) and the lowest young & inexperienced driver limit (coverage from 24 years old). That comes at a price of high excess for these drivers ($4,000). 

Etiqa car insurance add-ons

Etiqa offers quite a number of add-ons like adjustable excess, an NCD (No claim discount ) protector, Sun/Moon Shelter Cover (up to $ 2,000), freedom to choose any workshop for repair and Solar Film Cover damage of up to $ 1000.

Car insurance add-on Description
Workshop of Your Choice Add-on for flexibility to choose a non-authorised workshop. However, note there might be changes to the Additional Excess for elderly, young and inexperienced drivers if you opt for this
NCD Protector Protect your No Claim Discount of 50% (good for one claim only)
Sun/Moon Roof Add more to cover damage to sun/moon roof (up to $2,000)
Solar Film Add more to cover damage to solar film (up to $1,000)

In our view, Etiqa Car insurance is a great choice for the price-conscious customer. With a lot of optional add-ons, it provides a lot of opportunities to customise the car insurance plan to your personal needs.

Benefits and Features 

Type of discount Description Amount
NCD (No Claim Discount) Given in increments of 10% for each year you don’t file a claim 10% to 50%
Demerit Free Discount Get this if you have not claimed car insurance in the past 3 years + show Traffic Police Certificate of Merit 5%
Early Saver Promotion Be one of the first few buyers daily (clock resets at 12 midnight) to get discount 30%
Thank Etiqa It’s Friday Get a discount if you buy a plan on a Friday 25%
Flexible excess Increase your own damage excess for a cheaper premium Varies

Also Read 

Why should I buy Car insurance from Insurance Market?

why you should buy Car insurance from Insurance Market Singapore.

Etiqa Car Insurance Claims 

To file a claim with Etiqa, you first have to report the incident within 24 hours both to Etiqa and the police (in the event of a theft). If you are making a claim against damage to your car, you have 14 days to do so. You can’t submit your claims online, but you can download the proper form and email it to the corresponding person (contact page below).

  Contact Information
Customer Service Hotline +65 6887 8777
Claims Hotline +65 6331 9215
Claims E-mail douglas.o@etiqa.com.sg
Claims Information Claim forms
Claims Submission Contacts
Branch Address 16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581
 

Get your detailed online quotes for Etiqa Car Insurance from Insurance Market  and get an additional 5% discount when you register for an account with us and buy car insurance.

Insurance Market is a market place where we are serious about insurance and where professional parties come together to transact insurance only in the best and most responsible manner. Insurance Market offers a wide range of general insurance products (such as travel insurance, maid insurance, pet insurance and more) online and life insurance through personal advice from our qualified brokers. Please contact us at support@insurancemarket.sg or +65 69081811 if you have any questions.

 

 

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  • Get discounts the moment they are live
  • Save time due to autofill of your info
  • 24/7 access to your policies online
  • Control your spend on insurances
  • We are based in Singapore
  • All your information is safe and secure